Southern Trust

Product: InsuranceNow
Line of Business: Commercial, Personal
Region: Americas

Southern Trust Insurance Company provides personal and business insurance products to policyholders and agencies through the independent agency system in Georgia, South Carolina, and Tennessee. The insurer was founded in 1968 and is based in Macon, Georgia. For more information, visit

Southern Trust offers the following lines:

  • Personal auto insurance to cover liability, physical damage, medical payments, uninsured motorists, and towing and loss of use, as well as good driver rates
  • Personal insurance for home, such as replacement cost on dwellings, replacement cost on contents, discount for protective devices, new home discounts, and “loss free” credit
  • Scheduled personal property/valuables, personal umbrella liability, dwelling fire, tenant policy, and condominium coverage

The company also provides insurance for small- and medium-sized businesses such as mercantile and retail stores, financial institutions, offices, artisan contractors, wholesalers, and service providers. In addition, it offers automatic and optional insurance coverage including business owners, business auto, commercial package, business liability, general liability, inland marine, crime, professional liability, workers’ compensation, commercial umbrellas, and equipment breakdown.

Southern Trust has selected Guidewire InsuranceNow™ to modernize its technology platform and transform the way it does business. The company plans to begin implementing InsuranceNow’s all-in-one functionality for its Business Owners Policy (BOP) line of business in South Carolina, with other states and lines of business to follow.

We believe Guidewire InsuranceNow will make it easier for our agents and policyholders to do business with us, streamline policy processing, and access information in our books of business better.
Les Cole, President, Southern Trust
InsuranceNow will simplify our system landscape by reducing the number of systems we have to support, thereby enabling us to focus on more value-added services to the business, especially business intelligence. We plan to grow the company, so InsuranceNow and the cloud are strategic parts of our future, helping ensure business continuity by enabling us to scale up quickly through the redundancy and strength of Amazon Web Services as a cloud platform. We will also be more flexible and maneuverable and better able to serve other market segments and states.
Jerry Johns, Vice President for Information Technology, Southern Trust

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