--- title: "P&C Insurance Software & Technology" description: "Elevate your P&C insurance with Guidewire's industry-leading software! Streamline workflows, enhance customer experience, and drive growth. Learn more today!" url: "https://www.guidewire.com/index.md" language: "en" locale: "en" --- # P&C Insurance Software & Technology Elevate your P&C insurance with Guidewire's industry-leading software! Streamline workflows, enhance customer experience, and drive growth. Learn more today! Guidewire Provides P&C Insurance Solutions That Drive Growth Anytime, Anywhere ### What if the bottleneck between pricing and rating disappeared? [Explore PricingCenter](/en/products/core-products/insurancesuite/pricingcenter-insurance-pricing-software) GUIDEWIRE PRICINGCENTER Logo PricingCenter eliminates the gap between actuarial science and rate deployment. Months become days, and your business moves at market speed. ![PricingCenter Logo](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/logo_shadow_720.png?h=720&iar=0&w=625) ### The P&C Platform, Built for AI [Explore AI on Guidewire](/en/products/technology/insurance-ai-from-guidewire) AI ON GUIDEWIRE Logo Build, deploy, and govern agentic and predictive AI on the platform 570+ insurers trust to run their core operations ![illustrated pie chart - Insurance Specific Context](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/genai/trusted-open-core-bullseye--450x450.png?h=450&iar=0&w=450) ### Meet ProNavigator [Explore ProNavigator](/en/products/technology/insurance-ai-from-guidewire/pronavigator) Logo AI-powered insurance expertise embedded in Guidewire core applications ![icon - Guidewire ProNavigator](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/pronavigator/icon-pronavigator-trans-450w.png?h=450&iar=0&w=450) ### 1 in 3 UK Customers Comfortable With AI in Insurance but Want Human Checks and Robust Regulation [Read the Report](/en/about/press-center/european-insurance-consumer-survey) 2026 Guidewire European Insurance Consumer Survey Logo ![illustrated map of Europe](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/eusurvey2026report/home-hero-emea-survey-2026-v2--450w.png?h=450&iar=0&w=450) ### Register Now — Connections is back at the stunning Fontainebleau Las Vegas [Register Today](https://connections.guidewire.com/QyOzqn?RefId=GW-homepage) GUIDEWIRE CONNECTIONS October 26–29, 2026 | Las Vegas, NV ### Guidewire’s Latest Release is Available: Palisades is Here [Discover All Features](/en/products/technology/guidewire-cloud-platform-releases) Logo ![Palisades logo badge](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/cloud-platform-releases/palisades/hero-palisades-logo--450w.png?h=450&iar=0&w=450) ### Engage Confidently Connect with audiences and empower them across the entire lifecycle with technology trusted by leading insurers in 40+ countries. ![icon - finger pressing a selection](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/card-1.png?h=88&iar=0&w=100) ### Innovate Intentionally Accelerate and scale your digital transformation with analytics-driven P&C software and seamless integrations. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/card-2.png?h=100&iar=0&w=100) ### Grow Efficiently Unlock opportunities by automating processes, streamlining workflows, and unleashing the power of analytics. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/card-3.png?h=100&iar=0&w=100) ### P&C Insurance Software Harness the unmatched capabilities of [InsuranceSuite](/en/products/core-products/insurancesuite) with solutions for policy administration, claims management, and billing. Benefit from [InsuranceNow](/en/products/core-products/insurancenow) as all-in-one cloud platform designed for quick, seamless implementation. ![Image](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/cog-approved-1-1.png?h=108&iar=0&w=108) [Explore P&C Insurance Software](/en/products/core-products) ### Partners Access the largest ecosystem in the P&C insurance industry, formed with elite partnerships and supported by programs for continued success. ![Image](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/network-settings.png?h=68&iar=0&w=68) [See Guidewire Partners](/en/partners) ### Community Stay connected with Guidewire anytime. Our community offers reliable support, fosters knowledge exchange, enables collaboration, keeps you updated, provides certification opportunities, and more. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/team-meeting-2.png?h=72&iar=0&w=72) [Explore Community](https://community.guidewire.com) ### Digital Create unique customer experiences for any user, line of business, and distribution channel. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/computer-project-screen-11.png?h=70&iar=0&w=71) [Explore Jutro Digital Platform](/en/products/technology/guidewire-jutro-digital-platform) ### Professional Services and Education Maximize your Guidewire investment. Partner with our Professional Services for tailored solutions and Guidewire Education to acquire and maintain Guidewire subject matter expertise. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/book-close-2-3.png?h=68&iar=0&w=51) [Learn About Services](/en/products/services) [View Education](https://education.guidewire.com) ### Marketplace Accelerate your P&C insurance innovation with validated and trusted applications, content, and more, expertly built for the Guidewire platform. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/np_marketplace_3139746_000000.png?h=66&iar=0&w=68) [Explore Marketplace](https://marketplace.guidewire.com) ### Analytics Utilize actionable data and insights to enable smarter risk and claims decisions, track operational efficiency, and predict outcomes. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/analytics-graph-4.png?h=61&iar=0&w=62) [Discover Guidewire Analytics](/en/products/analytics) ### Intelligent Insurance The platform P&C insurers use to build, deploy, and govern AI. ![icon - intelligence spark](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/aa-home/icon-intelligence-spark-v2--108w.png?h=108&iar=0&w=108) [Discover Guidewire AI](/en/products/technology/insurance-ai-from-guidewire) The Intelligent P&C Insurance Platform ## Meet Guidewire: ### Doubling Profitability with Guidewire InsuranceNow: Velocity Risk Underwriters revolutionized operations with Guidewire InsuranceNow, achieving a 60% cost reduction, doubling profitability in two years, and increasing STP from 80% to 98%. By building 11 new products in 8 months, cutting support tickets by 70%, and enabling faster, flexible processes, Velocity empowered agents, enhanced service, and expanded rapidly into new markets. ![Man walking down city street](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/aa-home/hp-story-velocity-7-topaz-v2--800w.jpg?h=800&iar=0&w=800) [Learn About Velocity Risk](/en/customers/success-stories/velocity-risk-underwriters) A Story from Velocity Risk ### Scaling to New Heights with Guidewire InsuranceSuite: Definity positioned itself for growth and innovation by migrating InsuranceSuite to Guidewire Cloud. With 10x faster deployment and 75% less downtime, the company gained the agility it needed to scale efficiently. Definity accelerated broker quote response times by 34% and achieved a 4% increase in quotes. Seamless updates helped launch a first-of-its-kind UBI product and provide the tools for success. ![Kathy Curran - Definity](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/aa-home/hp-story-definity-17-topaz-v3--800w.jpg?h=800&iar=0&w=800) [Learn About Definity](/en/customers/success-stories/definity) A Story from Definity ### HazardHub Transforms Pricing and Underwriting: Orion180 boosted its pricing strategies and underwriting efficiency by deploying Guidewire HazardHub, which provides 10x more data than its previous solution. This transformation sped up the quoting, binding, and coverage issuance process from five minutes to just two, while also enhancing risk selection and pricing. With HazardHub as its data backbone, Orion180 quickly streamlined workflows and improved decision-making. ![Man standing on pier deck](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/aa-home/hp-story-orion180-1-topaz--800w.jpg?h=800&iar=0&w=800) [Learn About Orion 180](/en/customers/success-stories/orion180) A Story from Orion180 ### Commercial Innovative solutions that P&C insurers use to efficiently manage policies, claims, and underwriting processes specific to commercial clients. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/homeimagetext-1.png?h=268&iar=0&w=424) ### Personal Tools for insurers to optimize processes and streamline customer services in the dynamic personal lines insurance market. ![personal lines](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/homepage/personal-lines.png?h=667&iar=0&w=1000) ### Workers’ Comp Innovative solutions that P&C insurers use to efficiently manage policies, claims, and underwriting processes. ![Workers comp](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/homepage/workers-comp.png?h=667&iar=0&w=1000) Commercial, Personal, and Workers’ Compensation Lines ## P&C Insurance Technology That Advances ### CAA Test ![logo - CAA Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-caa--350w.jpg?h=350&iar=0&w=350) ### Amica Test ![logo - Amica](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-amica--350w.jpg?h=350&iar=0&w=350) ### QBE Test ![logo - QBE](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-qbe--350w.jpg?h=350&iar=0&w=350) ### Union Mutual Test ![logo - Union Mutual](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/t-z/customer-logo-union-mutual--350w.jpg?h=350&iar=0&w=350) ### Baloise Test ![logo - Baloise](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-baloise--350w.png?h=350&iar=0&w=350) ### Aioi Nissay Dowa Test ![logo - AIOI NZ](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-aioi-nz--350w.jpg?h=350&iar=0&w=350) ### Encova Test ![logo - Encova Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-encova--350w.jpg?h=350&iar=0&w=350) ### Mountain West Test ![logo - Mountain West Farm Bureau](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-mountain-west--350w.jpg?h=350&iar=0&w=350) ## The Most Successful Insurers Grow with Guidewire ### 570+ in 40 countries, from new ventures to the largest and most complex in the world, run on Guidewire Insurers ### 1,700+ across all project imperatives, including Greenfield, core replacement, and rapid product launch Successful implementations ### 31,000+ trained or experienced in Guidewire products worldwide Guidewire practice consultants ## Proven Experience. Earned Trust. Worldwide. ## Industry Recognition ### Award 1 ![logo - Celent](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/about-us/press-center/celent-logo--300w.jpg?h=75&iar=0&w=300) [Read More](/en/about/press-center/press-releases/20240409/guidewire-wins-seven-awards-and-luminary-distinction-in-celents-regional) ### Award 2 ![Untitled](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/project/guidewire/guidewire/industry-recognition/thumbnails/logo-forrester-black.png?h=97&iar=0&w=417) [/en/about/press-center/press-releases/20240708/guidewire-named-a-leader-in-independent-research-firms-evaluation-of-p-and-c](/en/about/press-center/press-releases/20240708/guidewire-named-a-leader-in-independent-research-firms-evaluation-of-p-and-c) ### Award 3 ![Untitled](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/project/guidewire/guidewire/industry-recognition/thumbnails/gartner-logo-new-100px-01.png?h=97&iar=0&w=417) [/Guidewire/Guidewire/Home/Miscellaneous/Gartner Insurance Software Magic Quadrant 2024](/Guidewire/Guidewire/Home/Miscellaneous/Gartner Insurance Software Magic Quadrant 2024) ### [Guidewire Unveils PricingCenter, a Unified Pricing and Rating Application that Accelerates Product Innovation for P&C Insurers](/en/about/press-center/press-releases/20251028/guidewire-unveils-pricingcenter-a-unified-pricing-and-rating-application-that-accelerates-product) PricingCenter revolutionizes insurance pricing and rating by increasing efficiency, improving accuracy, and speeding time to market. [Read the press release](/en/about/press-center/press-releases/20251028/guidewire-unveils-pricingcenter-a-unified-pricing-and-rating-application-that-accelerates-product) ### [Guidewire Signs Definitive Agreement to Acquire ProNavigator](/en/about/press-center/press-releases/20251028/guidewire-signs-definitive-agreement-to-acquire-pronavigator) AI-powered knowledge management platform puts expertise at the fingertips of every insurance professional. [Read the press release](/en/about/press-center/press-releases/20251028/guidewire-signs-definitive-agreement-to-acquire-pronavigator) ### [From Patchwork to Powerhouse: The New Era of Unified Pricing and Rating](/en/resources/blog/technology/from-patchwork-to-powerhouse-the-new-era-of-unified-pricing-and-rating) Modern technology can give us much better solutions to our problems. [Read the blog](/en/resources/blog/technology/from-patchwork-to-powerhouse-the-new-era-of-unified-pricing-and-rating) ### Spotlight ## [Guidewire Launches ProNavigator, Embedding Expert AI Insights into Insurance Workflows](/en/about/press-center/press-releases/20260416/guidewire-launches-pronavigator-embedded-expert-ai-insights-into-insurance-workflows) Embedded directly in policy and claims workflows, ProNavigator surfaces the right role-specific intelligence at the moment of decision, helping underwriters, claim adjusters, and customer service representatives work faster, smarter, and with confidence. [Read more](/en/about/press-center/press-releases/20260416/guidewire-launches-pronavigator-embedded-expert-ai-insights-into-insurance-workflows) #00739D **Inside**Guidewire #FFFFFF ## Learn More About Guidewire Request a call, schedule a demo, or ask a question.