--- title: "Underwriting Solutions" description: "Guidewire underwriting solutions leverage analytics, data, automation, and more to improve underwriting outcomes. Request a demo!" url: "https://www.guidewire.com/it/products/solutions/underwriting.md" language: "it" locale: "it" --- # Underwriting Solutions Guidewire underwriting solutions leverage analytics, data, automation, and more to improve underwriting outcomes. Request a demo! Underwriting Solutions Enhance the art and science of underwriting with proactive, real-time data. Guidewire analytics, core products, and more are designed to help P&C insurers achieve better underwriting outcomes and improve profitability. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/hero-underwriting-solutions--800x420.jpg?h=420&iar=0&w=800) [Schedule a Demo](/it/about/get-in-touch/request-a-demo) Use analytics to predict risk factors that will degrade loss ratios. Increase straight-through processing rate and capture new business by quoting, declining, and pricing automatically. Underwrite continuously and identify profitable customer segments and new markets to target. ### Quote Good Risks Only HazardHub data reveals relevant information about a property or business. Improve the quality of your book of business by proactively selecting good risks and reducing adverse selection with 1400+ [P&C risk data](/it/products/analytics/hazardhub-risk-data) factors. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/underwriting--quote-good-risks-only--986w.jpg?h=554&iar=0&w=986) ### Automate Underwriting Processes Rapidly build, import, tune, deploy, and monitor models with [predictive analytics](/it/products/analytics/predict). Embed insights into workflows with code-less configuration, track performance with A/B testing, model drift monitoring, and more. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/underwriting--underwrite-automated-processess--986w.jpg?h=554&iar=0&w=986) ### Set Price to True Exposure Improve rating sophistication, augment traditional GLM/GAM pricing with modeling, and maximize your actuarial models without compromising transparency or compliance. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/underwriting--set-price-to-true-exposure--986w.jpg?h=554&iar=0&w=986) ### Retain Profitable Customers Engage with your customers at the right time throughout the policy lifecycle, price and segment risk granularly to maximize customer lifetime value (CLTV), and provide omnichannel customer service. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/underwriting-retain-profitable-customers--986w.jpg?h=554&iar=0&w=986) ### Lead with Data-Driven Marketing Leverage the operational and portfolio intelligence of your company to focus on quality. Develop marketing strategies with analytical insights that move your efforts to the top. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/underwriting--lead-with-data-driven-marketing--986w.jpg?h=554&iar=0&w=986) ## Elevate Your Operations and Marketing with Critical Analytics ### Application Marketplace [Scopri di più](https://marketplace.guidewire.com/?_gl=1*8ax4er*_gcl_au*MTcxMzgxMjg1My4xNzQ4ODc4NDU1*_ga*NjgzODU2NzgzLjE3MzY1NDExODU.*_ga_LN5WM89V7V*czE3NTUwMTY0NDUkbzc2NiRnMSR0MTc1NTAxNzc5MyRqNTAkbDAkaDA.) Estendi le funzionalità del tuo sistema e accelera l'innovazione attraverso il Guidewire Marketplace. Questo marketplace curato offre una vasta gamma di soluzioni Insurtech e applicazioni complementari predefinite e convalidate, consentendo agli assicuratori di implementare rapidamente nuove funzionalità e migliorare le loro offerte senza i costi di sviluppo personalizzato. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-1-2.svg?iar=0) ### Documentazione [Scopri di più](https://docs.guidewire.com/) Accedi a un archivio completo e aggiornato di documentazione sui prodotti, guide all'implementazione e specifiche tecniche. Questa risorsa autorevole funge da riferimento prezioso per ottimizzare la configurazione del sistema, garantire la conformità e massimizzare l'utilità della piattaforma durante tutto il suo ciclo di vita. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-2-2.svg?iar=0) ### Partner di consulenza e tecnologici [Scopri di più](/it/partners/for-guidewire-partners-partnerconnect/consulting-partners) Accedi al più vasto ecosistema del settore di partner tecnologici e di consulenza certificati. Questi consulenti di fiducia accelerano l'implementazione, facilitano il dimensionamento intelligente e garantiscono la realizzazione sicura delle tue iniziative di modernizzazione dei sistemi principali fin dal primo giorno, sfruttando metodologie comprovate. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-3-3.svg?iar=0) ### Risorse per sviluppatori [Scopri di più](/it/developers/developer-resources) Potenzia i tuoi team IT e gli integratori con strumenti di sviluppo solidi, SDK completi e documentazione API. Queste risorse facilitano una profonda personalizzazione e una perfetta integrazione con la tua architettura aziendale esistente, garantendo che Guidewire si adatti con precisione alle tue esigenze aziendali uniche. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-4-2.svg?iar=0) ### Comunità di clienti e gruppi di collaborazione [Scopri di più](https://community.guidewire.com/s/group/CollaborationGroup?_gl=1*1myrjuh*_gcl_au*MTcxMzgxMjg1My4xNzQ4ODc4NDU1*_ga*NjgzODU2NzgzLjE3MzY1NDExODU.*_ga_LN5WM89V7V*czE3NTUwMTY0NDUkbzc2NiRnMSR0MTc1NTAxNzc5MCRqNTMkbDAkaDA.) Unisciti a una vivace community globale di clienti Guidewire per condividere le migliori pratiche, scambiare opinioni e collaborare a soluzioni con colleghi che affrontano sfide simili. Questa intelligenza collettiva accelera l'innovazione e promuove un percorso condiviso verso il successo. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-5-3.svg?iar=0) ### Eventi Guidewire [Scopri di più](/it/about/events) Entra in contatto con esperti, clienti e leader del settore Guidewire in occasione di incontri globali come Guidewire Connections, Insurance Forum e Developer Forum. I nostri eventi collegano un settore mondiale con prospettive locali e offrono accesso diretto a tendenze emergenti, soluzioni pratiche e collaborazione tra pari. Progettati come spazi affidabili per scambiare idee e rafforzare le competenze, creano conoscenza e intuizione che aiutano i nostri clienti a gestire il cambiamento e a definire le proprie strategie con sicurezza. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-6-2.svg?iar=0) ### Fiducia e sicurezza [Scopri di più](/it/resources/help-and-support/trust-and-security) Opera con fiducia su una piattaforma basata su rigorosi protocolli di sicurezza e sulle migliori pratiche del settore. Guidewire dà priorità alla privacy dei dati, alla conformità normativa e alla resilienza del sistema, fornendo la fiducia fondamentale necessaria per la gestione delle informazioni sensibili degli assicurati e delle operazioni aziendali critiche. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-7-2.svg?iar=0) ### Supporto, istruzione e formazione [Scopri di più](https://education.guidewire.com/) Massimizza il tuo investimento con il supporto Guidewire dedicato, garantendo una stabilità operativa continua e una rapida risoluzione dei problemi. Programmi formativi completi e curricula di formazione specializzati consentono ai tuoi team, dagli utenti aziendali agli specialisti tecnici, di padroneggiare le funzionalità di Guidewire e di ottenere risultati di business ottimali. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-9.svg?iar=0) ## Guidewire è un'esperienza connessa Tutto ciò di cui hai bisogno per prosperare in un panorama assicurativo in continua evoluzione. Dalle applicazioni curate ai partner di fiducia, alla formazione e alla collaborazione con il settore, Guidewire collega tutto in un unico posto. ### KIN Insurance CEO/Co-Founder [Watch the Video](https://explore.guidewire.com/c/improving-the-customer-experience-with-hazardhub?x=4p8hty) ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/hazardhub/customer-quote-carousel--kin-sean-harper.png?h=607&iar=0&w=1080) We call HazardHub’s data often. When we call them early in the process, it allows us to get a more accurate and more complete acceptability decision on the customer much earlier. ### The Co-operators Associate Vice President [Read the Case Study](https://explore.guidewire.com/c/embedded_analytics_f?x=4p8hty) [See Their Story](/it/customers/success-stories/the-co-operators-group) ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/customer-quote-carousel--cooperators-mike-curchin.png?h=607&iar=0&w=1080) The Embedded Analytics Framework is easy to use and abstracts all the details between PolicyCenter and the SAS models. Without the framework, we would have to translate the models into Gosu code. ### Indiana Farm Bureau Insurance Director and Chief Actuary [Read the Case Study](https://explore.guidewire.com/c/case-study-indiana-farm-bureau?x=4p8hty) ![Brian Poole, Indiana Farm Bureau Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/customer-brian-poole-indiana-farm-bureau-540w.png?h=360&iar=0&w=540) Predict models have helped us shift toward adequately priced business and are starting to improve the quality of our auto and home book. In fact, the models are suggesting room for further rating improvements. ### Buckeye Insurance Group Chief Underwriting Officer [Read the Case Study](https://explore.guidewire.com/c/buckeye-insurance-gr?x=4p8hty) ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/customer-robert-bornhorst-buckeye--540w.png?h=360&iar=0&w=540) We are seeing credible improvements in new business conversion and premium growth, while reducing our loss ratio and keeping retention steady. We plan to implement similar new rating plans to improve our pricing accuracy for other lines of business. ### Celina Insurance Group Former Senior Vice President – Chief Operating Officer [Read the Case Study](https://explore.guidewire.com/c/predictive_analytics-1?x=4p8hty) ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/customer-vincent-franz-celina--540w.png?h=360&iar=0&w=540) The Marketing team’s request to develop a guide to help find areas for profitable growth, then marry that data with agency appointment strategies, was a clear example of how the entire organization fully appreciates the power of advanced analytics to inform better decision-making. ## See What Our Customers Say: ### 2-4% Bright Sky 700 reduction to loss ratio. Improve your risk selection with Guidewire underwriting. ### 20% Bright Sky 900 growth in premium over 4 years. Guidewire underwriting data and analytics help to drive more premium over time. ### $50M Bright Teal improvement in underwriting profit within 36 months, according to customer success metrics. ## Learn More About Guidewire Underwriting Request a call, schedule a demo, or ask a question. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/analytics-ecosystem--1920x900.png?h=900&iar=0&w=1920) [Learn More About Predict](/it/products/analytics/predict) HazardHub provides A-F letter risk grades and numeric risk scores for multiple perils including fire, wind, earth, and manmade disasters. With Predict, P&C insurers have embedded insights to improve intelligent choices, from risk selection to pricing, retention, and reducing expenses. ## Underwrite Efficiently Video ## More Resources ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/project/guidewire/guidewire/videos/thumbnails/video-image-imroving-wildfire-risk-assessment-hazardhub.jpeg?h=320&iar=0&w=560) [KW: Improving Wildfire Risk Assessment with HazardHub](https://explore.guidewire.com/c/kw-improves-wildfire-risk-assessment-with-hazardhub?x=4p8hty) [See All Related Resources](https://explore.guidewire.com/c/from-data-to-value-white-paper?x=4p8hty)