---
title: "Insurance Underwriting Software - UnderwritingCenter"
description: "Drive faster, more precise decisions with the confidence of an end-to-end solution. Learn more about Guidewire UnderwritingCenter."
url: "https://www.guidewire.com/ja/products/core-products/insurancesuite/underwritingcenter-insurance-underwriting-software.md"
language: "ja"
locale: "ja"
---

# Insurance Underwriting Software - UnderwritingCenter

Drive faster, more precise decisions with the confidence of an end-to-end solution. Learn more about Guidewire UnderwritingCenter.

Guidewire UnderwritingCenter

Guidewire UnderwritingCenter delivers an end-to-end, intelligent application for risk assessment and deal shaping that shifts your underwriting experts from manual triage and fragmented data to a strategic process that drives faster, more precise decisions.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/underwritingcenter/hero-underwritingcenter--800x480.png?h=480&iar=0&w=800)

[Speak to an Expert](/ja/about/get-in-touch/request-a-demo)

## Dynamic Workflows for

Better Underwriting Decisions

Shift the underwriting paradigm from a static, wait and process approach to an intelligent, dynamic, event-driven workflow that automatically guides submissions through the underwriting lifecycle, minimizing manual processes and freeing underwriters to focus on what matters most: making expert, judgment-driven decisions and structuring profitable deals with confidence.

![chart - interconnectivity of Guidewire UnderwritingCenter features](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/underwritingcenter/underwritingcenter-1-v2--900x370.png)

[Schedule a Meeting to Learn More](/ja/about/get-in-touch/request-a-demo)

## Redefined Risk Selection
Powered by AI

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UnderwritingCenter is an AI-driven, cloud-native application designed for P&C commercial lines underwriters who are overwhelmed by high-volume submissions and fragmented systems. It provides a flexible, unified experience to assess complex risks and select profitable ones across the entire pre-bind journey. Insurers can achieve:

**Improved Efficiency**

Intelligently guide submissions through a dynamic workflow, freeing underwriters from low-value, manual tasks.

**Increased Profitability**

Empower underwriters to make better judgments and select more profitable risks by delivering accurate, informed insights.

**Reduced IT Risk**

Minimize the operational risks that come from disconnected systems through deep integration with the Guidewire platform and policy administration systems.

**Enhanced Broker Experience**

****Drive efficient collaboration with brokers and internal stakeholders for faster quote turnaround times and improved broker relationships.

## Intelligent Underwriting from

Submission to Bind

Point solutions available in the market only address a fraction of the underwriting process. Use UnderwritingCenter to drive better, faster, and smarter decisions from submission to selection to bind: Start with AI-driven data extraction, enrichment, and summarization. Accelerate triage and clearance to help underwriters quickly identify out-of-appetite risks. Access a unified view of all submission data, predictive scores, and insights for strategic risk analysis. Seamlessly orchestrate the handoff to the policy administration system for issuance.

![chart - rollout availability of Guidewire UnderwritingCenter features](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/underwritingcenter/underwritingcenter-process-2--900x375.jpg)

[See the Latest Platform Release](/ja/products/technology/guidewire-cloud-platform-releases)

## Agentic Underwriting Built on Guidewire Cloud Platform

### Turn Submissions Into Decisions

UnderwritingCenter is built on Guidewire’s Agentic Framework, an enterprise agentic platform that lets insurers securely build, run, and govern P&C Insurance-specific agents.

The agents used in UnderwritingCenter help turn submissions into decisions by accelerating intake and triage, enriching data, performing enhanced clearance checks, and providing underwriters a clear view of risk.

2

### Submission Ingestion

The Submission Ingestion Agent automatically extracts and normalizes data from unstructured documents, turning every submission into a standardized digital record. It automates ingestion and enrichment by supplementing extracted data with online research and third-party risk scores.

### Triage and Clearance

The Triage Agent automatically assesses risks against underwriting guidelines to easily identify "out-of-appetite" submissions and the Clearance Agent validates broker license, retrieves data from PAS, and performs regulatory and sanctions checks. This automated process frees underwriters from manually sifting through submissions that should be quickly declined.

### Risk Summarization

UnderwritingCenter provides an actionable, enriched, and comprehensive summary of new risks. It synthesizes all relevant information into a clear view that acts as the foundational first step for evaluating risks.

### Faster Initial Decisions

Get to an initial "yes" or "no" decision faster with AI-powered summaries and triage, collapsing the time required for initial review from hours to minutes. This dramatically improves efficiency and enables underwriters to be more responsive to brokers.

[Learn More About the EA Program](/ja/products/technology/guidewire-early-access-program)

変化の激しい保険市場で成長し続けるために必要なすべてを提供します。厳選されたアプリケーションから、信頼できるパートナー、充実のトレーニング、業界でのコラボレーションまで、Guidewire はそのすべてをひとつに繋ぎます。

### Application Marketplace

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-1-2.svg?iar=0)

[詳細はこちら](https://marketplace.guidewire.com/?_gl=1*8ax4er*_gcl_au*MTcxMzgxMjg1My4xNzQ4ODc4NDU1*_ga*NjgzODU2NzgzLjE3MzY1NDExODU.*_ga_LN5WM89V7V*czE3NTUwMTY0NDUkbzc2NiRnMSR0MTc1NTAxNzc5MyRqNTAkbDAkaDA.)

Guidewire Marketplace を活用し、コアシステムの容易な機能拡張とイノベーションの加速を同時に実現します。事前構築・検証済みのインシュアテックソリューションや周辺アプリケーションを厳選して取り揃えたMarketplaceを活用し、カスタム開発の負荷を抑えつつ、新たな機能を迅速に導入し、自社サービスを効果的に強化できます。

### ドキュメント

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-2-2.svg?iar=0)

[詳細はこちら](https://docs.guidewire.com/)

最新の製品ドキュメント、実装ガイド、技術仕様にアクセスできます。これらの公式資料は、システム構成の最適化、コンプライアンスの確保、プラットフォームを最大限に活用するための重要な参考資料となります。

### コンサルティングパートナーおよびテクノロジーパートナー

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-3-3.svg?iar=0)

[詳細はこちら](/ja/partners/for-guidewire-partners-partnerconnect/consulting-partners)

業界屈指の規模を誇る認定コンサルティングパートナー、およびテクノロジーパートナーのエコシステムをご利用いただけます。実績ある手法に精通した信頼できる専門家が、迅速な導入から将来的なスケーリングまで支援し、基幹システムのモダナイゼーションをプロジェクト初期段階から着実に推進させます。

### 開発者向けリソースとドキュメント

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-4-2.svg?iar=0)

[詳細はこちら](/ja/developers/developer-resources)

堅牢な開発者ツール、包括的な SDK、API ドキュメントにより、IT チームと導入パートナーを支援します。これらのリソースは、効果的なカスタマイズや既存のエンタープライズアーキテクチャとのシームレスな連携を促進し、Guidewire をお客様固有のビジネス要件に的確に適応させることを可能にします。

### お客様コミュニティとコラボレーショングループ

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-5-3.svg?iar=0)

[詳細はこちら](https://community.guidewire.com/s/group/CollaborationGroup?_gl=1*1myrjuh*_gcl_au*MTcxMzgxMjg1My4xNzQ4ODc4NDU1*_ga*NjgzODU2NzgzLjE3MzY1NDExODU.*_ga_LN5WM89V7V*czE3NTUwMTY0NDUkbzc2NiRnMSR0MTc1NTAxNzc5MCRqNTMkbDAkaDA.)

世界中の Guidewire ユーザーのお客様によるコミュニティに参加し、ベストプラクティスや知見を共有し、同じ課題に向き合う他社と意見交換しながら、より良いソリューションを検討していくことができます。この集合知がイノベーションを加速し、成功への共通の道筋を築きます。

### Guidewire 主催イベント

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-6-2.svg?iar=0)

[詳細はこちら](/ja/about/events)

Guidewire Connections、Insurance Forum、Developer Forum などのグローバルイベントでは、Guidewire のエキスパートやお客様、業界リーダーとの交流の場を提供します。Guidewire のイベントは、世界の保険業界と各地域の視点を結びつけ、最新トレンドや実務的なソリューション、同業他社とのコラボレーションにつながる機会を生み出します。アイデアを交換し、専門知識を深めるための信頼できる対話の場として、お客様が変化に対応しながら戦略を策定していく上で有用な知識と洞察を得ることができます。

### 信頼とセキュリティ

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-7-2.svg?iar=0)

[詳細はこちら](/ja/resources/help-and-support/trust-and-security)

厳格なセキュリティプロトコルと業界のベストプラクティスに基づいて構築されたプラットフォームで、安心して運用できます。Guidewire は、データプライバシー、規制順守、システムレジリエンスを重視し、機密性の高い保険契約者情報と重要な業務を管理するために必要な信頼の基盤を提供します。

### サポート、教育、トレーニング

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-9.svg?iar=0)

[詳細はこちら](https://education.guidewire.com/)

専任の Guidewire サポートにより投資効果を最大化し、継続的な運用安定性と迅速な問題解決を実現します。包括的な教育プログラムと専門的なトレーニングカリキュラムにより、ビジネスユーザーから技術スペシャリストまで、チームが Guidewire の機能を習得し、最適なビジネス成果を推進できるよう支援します。

## Guidewire が実現するシームレスな体験

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/analytics/spotlight-eagle-eye-city-view.png?h=900&iar=0&w=1920)

[Learn More](/ja/products/technology/guidewire-early-access-program)

Ready to empower your underwriters with AI-driven tools that turn submissions into decisions? Join the EA program and be part of the future of Underwriting at Guidewire.

## Join the Early Access (EA) Program

### What is Guidewire’s vision for underwriting modernization?

Guidewire's vision is to improve the efficiency and precision of underwriting complex risks. The company is aiming to be the first to deliver a solution that offers the flexibility underwriters need while also integrating seamlessly with the Policy Administration System (PAS).

### How does UnderwritingCenter relate to PolicyCenter or a Policy Administration System (PAS)?

Guidewire believes underwriting tools need to be “PAS aware” to meet the needs of commercial lines insurers. UnderwritingCenter is a separate, flexible suite of decisioning tools that operates alongside PolicyCenter. It is not a replacement, but a complement that empowers your underwriters to make faster, more precise decisions by leveraging data across the entire policy lifecycle.

### How is UnderwritingCenter different from an Underwriting Workbench?

Traditional workbenches are often nothing more than a "single pane of glass"—they primarily serve as aggregation tools that pull disparate data sources onto one screen without providing an intelligent, event-driven workflow. This often results in a continued "wait and process" approach where the underwriter still has to manually navigate and orchestrate the submission.

UnderwritingCenter is fundamentally different because it is an end-to-end underwriting application and a decisioning and deal-shaping engine.

- **Orchestrated Workflow:** It doesn't just display data; it uses a dynamic, event-driven workflow to intelligently guide submissions through the entire pre-bind lifecycle.
- **Strategic Focus:** It shifts the underwriter's focus from fragmented data management and manual triage to strategic risk analysis and profitable decision-making.
- **PAS Integration:** Unlike standalone workbenches, UnderwritingCenter is purpose-built to integrate seamlessly with PolicyCenter, minimizing operational risk and ensuring a clean handoff for quoting and issuance.

### What is available now?

Guidewire is looking for customers to join the Early Access program to shape the future of UnderwritingCenter. The AI Agents currently available automatically gather and analyze submission data to help underwriters quickly reach a “yes” or “no” triage decision and ensure that only viable submissions move forward, maximizing the time underwriters spend on reviewing desired business.

### What makes UnderwritingCenter different from other available solutions?

UnderwritingCenter uses "Underwriting AI-agents" to assist underwriters in streamlining manual tasks. Unlike competitive tools, UnderwritingCenter is built on Guidewire Cloud Platform and is designed to work seamlessly with current underwriting workflows and PAS tools.

### What LOBs does UnderwritingCenter support?

Guidewire’s underwriting solutions are focused on commercial lines for middle market, large commercial, and specialty segments. Supported lines for UnderwritingCenter currently include Commercial Auto, Workers Comp, and E&S General Liability.

## Frequently Asked Questions