--- title: "Underwriting Solutions" description: "Guidewire underwriting solutions leverage analytics, data, automation, and more to improve underwriting outcomes. Request a demo!" url: "https://www.guidewire.com/ja/products/solutions/underwriting.md" language: "ja" locale: "ja" --- # Underwriting Solutions Guidewire underwriting solutions leverage analytics, data, automation, and more to improve underwriting outcomes. Request a demo! Underwriting Solutions Enhance the art and science of underwriting with proactive, real-time data. Guidewire analytics, core products, and more are designed to help P&C insurers achieve better underwriting outcomes and improve profitability. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/hero-underwriting-solutions--800x420.jpg?h=420&iar=0&w=800) [Schedule a Demo](/ja/about/get-in-touch/request-a-demo) Use analytics to predict risk factors that will degrade loss ratios. Increase straight-through processing rate and capture new business by quoting, declining, and pricing automatically. Underwrite continuously and identify profitable customer segments and new markets to target. ### Quote Good Risks Only HazardHub data reveals relevant information about a property or business. Improve the quality of your book of business by proactively selecting good risks and reducing adverse selection with 1400+ [P&C risk data](/ja/products/analytics/hazardhub-risk-data) factors. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/underwriting--quote-good-risks-only--986w.jpg?h=554&iar=0&w=986) ### Automate Underwriting Processes Rapidly build, import, tune, deploy, and monitor models with [predictive analytics](/ja/products/analytics/predict). Embed insights into workflows with code-less configuration, track performance with A/B testing, model drift monitoring, and more. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/underwriting--underwrite-automated-processess--986w.jpg?h=554&iar=0&w=986) ### Set Price to True Exposure Improve rating sophistication, augment traditional GLM/GAM pricing with modeling, and maximize your actuarial models without compromising transparency or compliance. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/underwriting--set-price-to-true-exposure--986w.jpg?h=554&iar=0&w=986) ### Retain Profitable Customers Engage with your customers at the right time throughout the policy lifecycle, price and segment risk granularly to maximize customer lifetime value (CLTV), and provide omnichannel customer service. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/underwriting-retain-profitable-customers--986w.jpg?h=554&iar=0&w=986) ### Lead with Data-Driven Marketing Leverage the operational and portfolio intelligence of your company to focus on quality. Develop marketing strategies with analytical insights that move your efforts to the top. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/underwriting--lead-with-data-driven-marketing--986w.jpg?h=554&iar=0&w=986) ## Elevate Your Operations and Marketing with Critical Analytics ### Application Marketplace [詳細はこちら](https://marketplace.guidewire.com/?_gl=1*8ax4er*_gcl_au*MTcxMzgxMjg1My4xNzQ4ODc4NDU1*_ga*NjgzODU2NzgzLjE3MzY1NDExODU.*_ga_LN5WM89V7V*czE3NTUwMTY0NDUkbzc2NiRnMSR0MTc1NTAxNzc5MyRqNTAkbDAkaDA.) Guidewire Marketplace を通じて、システムの機能を拡張し、イノベーションを加速します。この厳選されたストアフロントは、事前に構築され検証済みのインシュアテック ソリューションと補完的なアプリケーションを幅広く提供しており、保険会社はカスタム開発のオーバーヘッドなしに新しい機能を迅速に展開し、提供サービスを強化できます。 ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-1-2.svg?iar=0) ### ドキュメンテーション [詳細はこちら](https://docs.guidewire.com/) 製品ドキュメント、実装ガイド、技術仕様の完全かつ最新のリポジトリにアクセスします。この信頼できるリソースは、システムの構成を最適化し、コンプライアンスを確保し、ライフサイクル全体でプラットフォームの有用性を最大化するための貴重なリファレンスとして機能します。 ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-2-2.svg?iar=0) ### コンサルティングパートナーおよびテクノロジーパートナー [詳細はこちら](/ja/partners/for-guidewire-partners-partnerconnect/consulting-partners) 業界で最も広範な認定コンサルティングおよびテクノロジーパートナーのエコシステムにアクセスします。これらの信頼できるアドバイザーは、実績のある方法論を活用して、実装を迅速化し、インテリジェントなスケーリングを促進し、初日からコアシステムの近代化イニシアチブの確実な提供を保証します。 ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-3-3.svg?iar=0) ### 開発者リソース [詳細はこちら](/ja/developers/developer-resources) 堅牢な開発者ツール、包括的な SDK、API ドキュメントにより、IT チームとインテグレーターを支援します。これらのリソースは、既存のエンタープライズ アーキテクチャとの緊密なカスタマイズとシームレスな統合を促進し、Guidewire がお客様固有のビジネス要件に正確に適応できるようにします。 ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-4-2.svg?iar=0) ### 顧客コミュニティとコラボレーショングループ [詳細はこちら](https://community.guidewire.com/s/group/CollaborationGroup?_gl=1*1myrjuh*_gcl_au*MTcxMzgxMjg1My4xNzQ4ODc4NDU1*_ga*NjgzODU2NzgzLjE3MzY1NDExODU.*_ga_LN5WM89V7V*czE3NTUwMTY0NDUkbzc2NiRnMSR0MTc1NTAxNzc5MCRqNTMkbDAkaDA.) Guidewire の活気に満ちたグローバルな顧客コミュニティに参加して、ベストプラクティスを共有し、洞察を交換し、同様の課題に直面している仲間とソリューションで協力しましょう。この集合知はイノベーションを加速し、成功への共通の道を育みます。 ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-5-3.svg?iar=0) ### Guidewire イベント [詳細はこちら](/ja/about/events) Guidewire Connections、Insurance Forums、Developer Forums などのグローバルな集まりで、Guidewire の専門家、顧客、業界のリーダーとつながりましょう。当社のイベントは、世界的な業界を現地の視点と結び付け、新たなトレンド、実用的なソリューション、同業者とのコラボレーションへの直接的なアクセスを提供します。アイデアを交換し、専門知識を強化するための信頼できるスペースとして設計されており、お客様が変化に対応し、自信を持って戦略を策定するのに役立つ知識と洞察を構築します。 ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-6-2.svg?iar=0) ### 信頼とセキュリティ [詳細はこちら](/ja/resources/help-and-support/trust-and-security) 厳格なセキュリティプロトコルと業界のベストプラクティスに基づいて構築されたプラットフォームで、自信を持って運用できます。Guidewireは、データプライバシー、規制コンプライアンス、システムの回復性を優先し、機密性の高い保険契約者情報と重要な事業運営を管理するために必要な基本的な信頼を提供します。 ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-7-2.svg?iar=0) ### サポート、教育、トレーニング [詳細はこちら](https://education.guidewire.com/) 専任のGuidewireサポートにより投資を最大限に活用し、継続的な運用安定性と迅速な問題解決を保証します。包括的な教育プログラムと専門的なトレーニングカリキュラムにより、ビジネスユーザーから技術スペシャリストまで、チームがGuidewireの機能を習得し、最適なビジネス成果を推進できるようになります。 ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-9.svg?iar=0) ## Guidewire はコネクテッドエクスペリエンスです 変化する保険業界で成功するために必要なものがすべてここにあります。厳選されたアプリケーションから、信頼できるパートナー、トレーニング、業界とのコラボレーションまで、Guidewire はそのすべてを 1 か所でつなぎます。 ### KIN Insurance CEO/Co-Founder [Watch the Video](https://explore.guidewire.com/c/improving-the-customer-experience-with-hazardhub?x=4p8hty) ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/hazardhub/customer-quote-carousel--kin-sean-harper.png?h=607&iar=0&w=1080) We call HazardHub’s data often. When we call them early in the process, it allows us to get a more accurate and more complete acceptability decision on the customer much earlier. ### The Co-operators Associate Vice President [Read the Case Study](https://explore.guidewire.com/c/embedded_analytics_f?x=4p8hty) [See Their Story](/ja/customers/success-stories/the-co-operators-group) ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/customer-quote-carousel--cooperators-mike-curchin.png?h=607&iar=0&w=1080) The Embedded Analytics Framework is easy to use and abstracts all the details between PolicyCenter and the SAS models. Without the framework, we would have to translate the models into Gosu code. ### Indiana Farm Bureau Insurance Director and Chief Actuary [Read the Case Study](https://explore.guidewire.com/c/case-study-indiana-farm-bureau?x=4p8hty) ![Brian Poole, Indiana Farm Bureau Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/customer-brian-poole-indiana-farm-bureau-540w.png?h=360&iar=0&w=540) Predict models have helped us shift toward adequately priced business and are starting to improve the quality of our auto and home book. In fact, the models are suggesting room for further rating improvements. ### Buckeye Insurance Group Chief Underwriting Officer [Read the Case Study](https://explore.guidewire.com/c/buckeye-insurance-gr?x=4p8hty) ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/customer-robert-bornhorst-buckeye--540w.png?h=360&iar=0&w=540) We are seeing credible improvements in new business conversion and premium growth, while reducing our loss ratio and keeping retention steady. We plan to implement similar new rating plans to improve our pricing accuracy for other lines of business. ### Celina Insurance Group Former Senior Vice President – Chief Operating Officer [Read the Case Study](https://explore.guidewire.com/c/predictive_analytics-1?x=4p8hty) ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/customer-vincent-franz-celina--540w.png?h=360&iar=0&w=540) The Marketing team’s request to develop a guide to help find areas for profitable growth, then marry that data with agency appointment strategies, was a clear example of how the entire organization fully appreciates the power of advanced analytics to inform better decision-making. ## See What Our Customers Say: ### 2-4% Bright Sky 700 reduction to loss ratio. Improve your risk selection with Guidewire underwriting. ### 20% Bright Sky 900 growth in premium over 4 years. Guidewire underwriting data and analytics help to drive more premium over time. ### $50M Bright Teal improvement in underwriting profit within 36 months, according to customer success metrics. ## Learn More About Guidewire Underwriting Request a call, schedule a demo, or ask a question. ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/solutions/underwriting/analytics-ecosystem--1920x900.png?h=900&iar=0&w=1920) [Learn More About Predict](/ja/products/analytics/predict) HazardHub provides A-F letter risk grades and numeric risk scores for multiple perils including fire, wind, earth, and manmade disasters. With Predict, P&C insurers have embedded insights to improve intelligent choices, from risk selection to pricing, retention, and reducing expenses. ## Underwrite Efficiently Video ## More Resources ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/project/guidewire/guidewire/videos/thumbnails/video-image-imroving-wildfire-risk-assessment-hazardhub.jpeg?h=320&iar=0&w=560) [KW: Improving Wildfire Risk Assessment with HazardHub](https://explore.guidewire.com/c/kw-improves-wildfire-risk-assessment-with-hazardhub?x=4p8hty) [See All Related Resources](https://explore.guidewire.com/c/from-data-to-value-white-paper?x=4p8hty)