---
title: "Defining the Engagement Era System"
url: "https://www.guidewire.com/pl/resources/blog/industry-trends/defining-engagement-era-system.md"
language: "pl"
locale: "pl"
---

# Defining the Engagement Era System

2017-05-08T17:15:30Z

In a previous blog post (see The Engagement Era), I provided Guidewire’s perspective that we are at the beginning phase of a new era of P&C systems—the engagement era...

## Defining the Engagement Era System

### dyrektor ds. marketingu

Brian kieruje globalnymi działaniami marketingowymi Guidewire, które obejmują generowanie popytu, wzmacnianie marki i komunikację. Brian dołączył do Guidewire w 2006 roku, a podczas jego kadencji firma została uznana za wiodącą w branży markę, obsługującą klientów w ponad 30 krajach. Wcześniej był wiceprezesem ds. marketingu w pionie łańcucha dostaw w PeopleSoft i zajmował stanowiska kierownicze i związane z marketingiem produktów w firmach Ketera, Aribai Tradex. Brian jest członkiem rady dyrektorów Betterview, firmy ubezpieczeniowej, która dostarcza platformę do prognostycznej analizy geoprzestrzennej w sektorze ubezpieczeń majątkowych i osobowych.

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[LinkedIn](https://www.linkedin.com/in/brian-desmond-8b933a/)

Brian kieruje globalnymi działaniami marketingowymi Guidewire, które obejmują generowanie popytu, wzmacnianie marki i komunikację. Brian dołączył do Guidewire w 2006 roku, a podczas jego kadencji firma została uznana za wiodącą w branży markę, obsługującą klientów w ponad 30 krajach. Wcześniej był wiceprezesem ds. marketingu w pionie łańcucha dostaw w PeopleSoft i zajmował stanowiska kierownicze i związane z marketingiem produktów w firmach Ketera, Aribai Tradex. Brian jest członkiem rady dyrektorów Betterview, firmy ubezpieczeniowej, która dostarcza platformę do prognostycznej analizy geoprzestrzennej w sektorze ubezpieczeń majątkowych i osobowych.

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Brian Desmond

„Po 14 latach pracy w Guidewire, mam głębokie uznanie dla roli, jaką ubezpieczenia majątkowe i osobowe odgrywają w naszym społeczeństwie. To motywuje mnie do pracy i nieustannego usprawniania naszej działalności, dzięki któremu możemy lepiej służyć naszym klientom”.   – Brian Desmond

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### Industry Trends

In a previous blog post (see [The Engagement Era](/blog/industry-trends/engagement-era)), I provided Guidewire’s perspective that we are at the beginning phase of a new era of P&C systems—the engagement era.

The guiding principle for engagement era systems is to enable the insurer to meet users on their own terms, to provide the experiences and journeys that *they* want. Rather than equating ”users” solely with customers, as most commentators do, we at Guidewire define “users” to be customers, agents, and insurance knowledge workers. In this post, I’ll explore the attributes of engagement era systems in more detail.

Users have many expectations. When viewed under the lens of engagement, a number of these expectations rise to the top:

- Personalized products and journeys
- Intuitive, mobile experience
- Real-time response
- Fast settlement of claims

We recently interviewed a group of millennials and asked them about their expectations when engaging with their insurers. You can see their feedback by watching this short video.

## Given these requirements, what do engagement era *systems* need to do? What is the bar?

- **Unified core, data, and digital:** The system must support core operations, data and [analytics](https://www.guidewire.com/products/analytics/), and digital engagement in a cohesive, orchestrated manner.
- **Omnichannel design:** All users must have a consistent and efficient journey across a variety of channels and across the entire insurance lifecycle.
- **Consumer-grade UX:** Users must have an interactive and rewarding experience on all devices and platforms.
- **Predictive, guided process:** Systems must apply data, machine learning, and context to guide processes and decision-making.
- **API-driven design:** Systems must be interoperable with other components and systems.

Another way to define an engagement era system is to consider its high-level architecture. We view it like this:

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/project/guidewire/guidewire/blog/images/blog-20170508-engagement-era-architecture.png)

*Engagement System Architecture*

When we at Guidewire think about designing for user engagement, it starts with user journeys. These journeys represent user-specific objectives such as:

- Consumers researching and buying insurance or making adjustments to their coverage over time
- Commercial customers managing their claims or reducing their risk
- Agents or brokers managing leads or processing renewals
- Vendors wanting to deliver services and get paid for them

These journeys require seamless integration between Digital Experience solutions and Operational Systems of record. *Digital Experience* solutions need to support a variety of channels and engagement modes for each journey. There are three “engagement modes”: self-service, assisted service with the help of a call center or agent/broker, or a service completely delegated to an agent or broker. *Operational Systems* must support the journeys for both transactional and analytical purposes—in fact, all of the permutations of channels, engagement modes, journeys, and integrations with operational systems that make up the total engagement experience that we aspire to support.

**To learn more about the engagement era—and why insurers should care—watch this short video featuring Guidewire’s CEO, Marcus Ryu.**

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/project/guidewire/guidewire/blog/thumbnails/defining-engagement-era-system.jpeg?h=337&iar=0&w=590)

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