---
title: "Predict: Predictive Analytics for P&C Insurance"
description: "Guidewire Predict empowers data-driven decision making with predictive analytics for the P&C insurance lifecycle. Contact us today to learn more."
url: "https://www.guidewire.com/products/analytics/predict.md"
language: "en"
locale: "en"
---

# Predict: Predictive Analytics for P&C Insurance

Guidewire Predict empowers data-driven decision making with predictive analytics for the P&C insurance lifecycle. Contact us today to learn more.

Predict

Embed insights into underwriting and claims processes with predictive analytics specifically made for P&C insurance. Make smarter decisions on risk selection, pricing, claims triage, settlement, litigation detection, and much more.

![Predict@2x](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/aa-product-icons/predict2x.png?h=824&iar=0&w=1411)

[Request a Demo](/en/about/get-in-touch/request-a-demo)

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Deliver Insights Directly Into Underwriting and Claims Processes

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Rapidly Build, Import, Tune, Deploy, and Monitor Predictive Models

## Deploy and Integrate

[Learn More](https://explore.guidewire.com/c/ds_guidewire_predict_en?x=gVoaBx)

Deploy complex modeling solutions to endpoints that can be called through an API. Rapidly operationalize modeling solutions by integrating insights directly into underwriting and claims processes with codeless configuration.

![Predict portal - Endpoint Management screen](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/predict_deploy_2.png?h=638&iar=0&w=1137)

## Build and Import

[Learn More](https://explore.guidewire.com/c/ds_guidewire_predict_en?x=gVoaBx)

Build new predictive models using a variety of machine-learning algorithms such as simple and deep neural networks, decision trees, GLM/GAM, and text mining. Import ready-to-use models built using popular open-source data science languages like R and Python.

![Predict portal - Algorithms screen](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/predict_build_1.png?h=638&iar=0&w=1136)

## Measure and Monitor

[Learn More](https://explore.guidewire.com/c/ds_guidewire_predict_en?x=gVoaBx)

Perform health checks and detect data and feature drifts in real-time. Measure and monitor model performance to ensure predictive power and efficacy. Learn continuously and adjust as business conditions evolve.

![Predict portal - monitor screen](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/predict_measure_3.png?h=640&iar=0&w=1137)

## See Predict in Action With an Interactive Demo

Predict helps P&C insurance companies drive premium growth, maximize profitability, and improve customer satisfaction.

### Powerful Underwriting Analytics

Empower underwriters and actuaries to improve risk selection, pricing, and retention while reducing expenses – setting the standard for the insurance industry.

![PolicyCenter portal - Risk Analysis screen ](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/predict_underwriting_4.png?h=681&iar=0&w=1209)

### Support Claims Management

Provide claims teams with the tools to enhance operational efficiency, reserving accuracy and claims outcomes while boosting customer satisfaction.

![ClaimCenter portal - exposures screen](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/predict_claims_5.png?h=639&iar=0&w=1136)

## Accelerate Business Performance

## Enhance Underwriting and Claims Performance

2

### Improve Claim Outcomes

- Run predictive analysis at FNOL and regular intervals to identify and escalate potential severe claims early.
- Optimize adjuster workloads and improve customer service with constant contact and reduced cycle times.
- Set accurate reserves by identifying the true exposure potential.

![icon - analytics graph and bar graph](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/analytics-graph-bar--streamline-ultimate.svg?h=70&iar=0&w=70)

### Optimize Risk Selection and Pricing

- Use internal, external, third-party, and cooperative data to predict risk factors that degrade loss ratios.
- Improve rating sophistication by augmenting traditional GLM/GAM pricing techniques with cutting-edge modeling.
- Enable actuaries to tune prices to market conditions and implement automated rate updates.

![icon - data file search](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/data-file-search--streamline-ultimate.svg?h=70&iar=0&w=70)

### Reduce Underwriting Expenses

- Determine the most cost-effective inspection level for new submissions and renewals.
- Automate cost/benefit analysis to determine the value of additional third-party reports.
- Increase straight-through processing rates using automation.

![icon - performance decrease](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/performance-decrease-1--streamline-ultimate.svg?h=70&iar=0&w=70)

### Retain Profitable Customers

- Reduce churn risk with data-driven insights and real-time monitoring.
- Engage with customers throughout the policy lifecycle on the right channel and at the right time.
- Accelerate growth with more cross-sell and up-sell.

![icon - customer relationship management lead score star](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/customer-relationship-management-lead-score-star--streamline-ultimate.svg?h=70&iar=0&w=70)

### Application Marketplace

[Learn More](https://marketplace.guidewire.com/?_gl=1*8ax4er*_gcl_au*MTcxMzgxMjg1My4xNzQ4ODc4NDU1*_ga*NjgzODU2NzgzLjE3MzY1NDExODU.*_ga_LN5WM89V7V*czE3NTUwMTY0NDUkbzc2NiRnMSR0MTc1NTAxNzc5MyRqNTAkbDAkaDA.)

Extend your system’s functionality and accelerate innovation through the Guidewire Marketplace. This curated storefront offers a vast array of pre-built, validated Insurtech solutions and complementary applications, allowing insurers to rapidly deploy new capabilities and enhance their offerings without custom development overhead.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-1-2.svg?iar=0)

### Documentation

[Learn More](https://docs.guidewire.com/)

Access a complete, up-to-date repository of product documentation, implementation guides, and technical specifications. This authoritative resource serves as an invaluable reference for optimizing your system’s configuration, ensuring compliance, and maximizing platform utility throughout its lifecycle.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-2-2.svg?iar=0)

### Consulting and Technology Partners

[Learn More](/en/partners/for-guidewire-partners-partnerconnect/consulting-partners)

Access the industry's most extensive ecosystem of certified consulting and technology partners. These trusted advisors expedite implementation, facilitate intelligent scaling, and ensure confident delivery of your core system modernization initiatives from day one, leveraging proven methodologies.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-3-3.svg?iar=0)

### Developer Resources and Documentation

[Learn More](/en/developers/developer-resources)

Empower your IT teams and integrators with robust developer tools, comprehensive SDKs, and API documentation. These resources facilitate deep customization and seamless integration with your existing enterprise architecture, ensuring Guidewire adapts precisely to your unique business requirements.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-4-2.svg?iar=0)

### Customer Community and Collaboration Groups

[Learn More](https://community.guidewire.com/s/group/CollaborationGroup?_gl=1*1myrjuh*_gcl_au*MTcxMzgxMjg1My4xNzQ4ODc4NDU1*_ga*NjgzODU2NzgzLjE3MzY1NDExODU.*_ga_LN5WM89V7V*czE3NTUwMTY0NDUkbzc2NiRnMSR0MTc1NTAxNzc5MCRqNTMkbDAkaDA.)

Join a vibrant, global community of Guidewire customers to share best practices, exchange insights, and collaborate on solutions with peers facing similar challenges. This collective intelligence accelerates innovation and fosters a shared path to success.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-5-3.svg?iar=0)

### Guidewire Events

[Learn More](/en/about/events)

Connect with Guidewire experts, customers, and industry leaders at global gatherings such as Guidewire Connections, Insurance Forums, and Developer Forums. Our events link a worldwide industry with local perspectives and offer direct access to emerging trends, practical solutions, and peer collaboration. Designed as trusted spaces to exchange ideas and strengthen expertise, they build knowledge and insight that help our customers navigate change and shape their strategies with confidence.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-6-2.svg?iar=0)

### Trust and Security

[Learn More](/en/resources/help-and-support/trust-and-security)

Operate with confidence on a platform built upon stringent security protocols and industry best practices. Guidewire prioritizes data privacy, regulatory compliance, and system resilience, providing the foundational trust necessary for managing sensitive policyholder information and critical business operations.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-7-2.svg?iar=0)

### Support, Education, and Training

[Learn More](https://education.guidewire.com/)

Maximize your investment with dedicated Guidewire Support, ensuring continuous operational stability and rapid issue resolution. Comprehensive education programs and specialized training curriculum empower your teams, from business users to technical specialists, to master Guidewire capabilities and drive optimal business outcomes.

![quote bubble](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-9.svg?iar=0)

## Guidewire Is a Connected Experience

Everything you need to thrive in a changing insurance landscape. From curated applications to trusted partners, training, and industry collaboration, Guidewire connects it all in one place.

## Learn More About Predict

Request a call, schedule a demo, or ask a question.

### Aioi Nissay Dowa

![logo - AIOI Nissay Dowa Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-aioi-nissay-dowa--350w.jpg?h=350&iar=0&w=350)

### Amerisure

![logo - Amerisure](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-amerisure--350w.jpg?h=350&iar=0&w=350)

### Amica

![logo - Amica](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-amica--350w.jpg?h=350&iar=0&w=350)

### Buckeye

![logo - Buckeye Insurance Group](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-buckeye-insurance-group--350w.png?h=350&iar=0&w=350)

### Builders

![logo - Builders](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-builders--350w.jpg?h=350&iar=0&w=350)

### CURE Automotive

![logo - CURE Auto Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-cure-auto-insurance--350w.jpg?h=350&iar=0&w=350)

### Celina

![logo - Celina Insurance Group](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-celina--350w.jpg?h=350&iar=0&w=350)

### Donegal

![logo - Donegal Insurance Group](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-donegal-group--350x350.jpg?h=350&iar=0&w=350)

### EMC

![logo - EMC Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-emc--350w.jpg?h=350&iar=0&w=350)

### Frankenmuth

![logo - Frankenmuth Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-frankenmuth--350w.jpg?h=350&iar=0&w=350)

### Germania

![logo - Germania Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-germania--350x350.jpg?h=350&iar=0&w=350)

### Hemic

![logo - HEMIC](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-hemic--350w.jpg?h=350&iar=0&w=350)

### Hollard

![logo - Hollard](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-hollard--350w.jpg?h=350&iar=0&w=350)

### Indiana Farm Bureau

![logo - Indiana Farm Bureau](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-indiana-farm-bureau--350w.jpg?h=350&iar=0&w=350)

### Jewelers Mutual

![logo - Jewelers Mutual](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-jewelers-mutual--350w.jpg?h=350&iar=0&w=350)

### Kemper

![logo - Kemper](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-kemper--350w.jpg?h=350&iar=0&w=350)

### Mountain West Farm Bureau

![logo - Mountain West Farm Bureau](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-mountain-west--350w.jpg?h=350&iar=0&w=350)

### Peace Hills

![logo - Peace Hills Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-peace-hills--350w.jpg?h=350&iar=0&w=350)

### Society Insurance

![logo - Society Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/r-s/customer-logo-society-insurance--350w.jpg?h=350&iar=0&w=350)

### Sompo

![logo - Sompo International](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/r-s/customer-logo-sompo-international--350w.jpg?h=350&iar=0&w=350)

### The Co-operators

![logo - Co-operators](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-cooperators--350w.jpg?h=350&iar=0&w=350)

### Tryg

![logo - Tryg](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/t-z/customer-logo-tryg--350w.jpg?h=350&iar=0&w=350)

## Proven Experience. Earned Trust.

### Amica Mutual Insurance Company

Assistant Vice President

[Read the Story](/en/customers/success-stories/amica-mutual-insurance-company)

![Raymond Zientara - Amica](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/customer-quote-carousel--amica-raymond-zientara.png?h=607&iar=0&w=1080)

With Guidewire Predict, and the ability to quickly and consistently assign each claim to the right handler from the start, we can settle claims faster – fostering even more trust and lasting relationships with our policyholders.

### The Co-Operators Group Ltd.

Associate Vice President

[Read the Story](/en/customers/success-stories/the-co-operators-group)

![Mike Curchin - The Co-operators](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/predict/customer-quote-carousel--cooperators-mike-curchin.png?h=607&iar=0&w=1080)

Analytics Manager is easy to use and abstracts all the details between PolicyCenter and the SAS models. Without the framework, we would have to translate the models into Gosu code.

## See What Our Customers Say

Data Sheet

## More Resources

![cover - Predict data sheet](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/resources/data-sheets---brochures/data-sheet-image-predict--560w--en.jpg?h=320&iar=0&w=560)

[Guidewire Predict Data Sheet](https://explore.guidewire.com/c/ds_guidewire_predict_en?x=gVoaBx)

[See All Resources](/en/resources)

### Link 2

[Phases of Analytics Maturity](https://explore.guidewire.com/c/phases-of-analytics-?x=gVoaBx)

White Paper

### Link 3

[Buckeye Insurance Group Achieves Sustainable Profitable Growth Personal Lines](https://explore.guidewire.com/c/buckeye-insurance-gr?x=gVoaBx)

Case Study