--- title: "Workers' Compensation" description: "Move from fragmented to connected recovery with Guidewire Workers’ Compensation Solution: a productized, purpose-built solution on Guidewire Cloud. Learn more." url: "https://www.guidewire.com/products/solutions/workers-compensation.md" language: "en" locale: "en" --- # Workers' Compensation Move from fragmented to connected recovery with Guidewire Workers’ Compensation Solution: a productized, purpose-built solution on Guidewire Cloud. Learn more. Workers' Compensation **Move from fragmented to connected recovery** Guidewire Workers’ Compensation Solution orchestrates workflows across injured workers, employers, and case managers. A more connected experience helps to improve return-to-work outcomes and reduce claims costs. [Speak to an Expert](/en/about/get-in-touch/request-a-demo) ![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/workers-comp/2026-wcs-vision-video_aug18_3.mp4) ## Streamline Workers’ Compensation Management Workers’ compensation is complicated by jurisdiction-specific requirements and rising costs (e.g., medical, litigation). Guidewire Workers’ Compensation Solution connects the people, decisions, and workflows involved in recovery—helping insurers reduce friction/handoffs, improve visibility, and make timely decisions that support better outcomes. ### Claims Intake and Management ****Accelerate the First Report of Injury (FROI) and establish the right workflow from Day 1. Automated, workers’ comp-specific processes help adjusters capture critical information and support jurisdictional requirements; early segmentation & assignment ensures claims are progressed efficiently with the right adjuster team; and digital experiences keep injured workers informed and engaged. ![icon - service teams](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/cloud-platform-releases/kufri/release-icon-policy-sales-service-teams--100w.png?h=100&iar=0&w=100) ### Medical Management Coordinate evidence-based treatment plans, provider networks, and return-to-work strategies to control cost and improve outcomes for injured workers. ![icon - claims teams](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/cloud-platform-releases/kufri/release-icon-claims-teams--100w.png?h=100&iar=0&w=100) ### Reserve Management and Payments Improve reserve accuracy with pre-built and integrated reserve worksheets. Assist adjusters in providing guidance on indemnity calculation per jurisdictional requirements. Optimize the automation of medical and expense payments. ![icon - IT teams](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/cloud-platform-releases/kufri/release-icon-it-teams--100w.png?h=100&iar=0&w=100) ### Analytics and Reporting Turn data into action. Give your teams concise, auditable summaries of complex medical histories and claim activity, then use workers’ comp-focused analytics to understand loss trends, identify severity drivers, and focus intervention where it can improve recovery outcomes. ![icon - analytics teams](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/cloud-platform-releases/kufri/release-icon-analytics-teams--100w.png?h=100&iar=0&w=100) ## ## Scale Reliably. Grow Confidently. Guidewire provides a productized and configurable set of workers’ compensation capabilities. Delivered and upgraded through Guidewire Cloud and with an innovative product roadmap, it helps insurers launch and scale a modern workers’ compensation program with less bespoke configuration, a lower upgrade burden, and a faster path to value. ![chart - Guidewire features, products, and ecosystem for workers' compensation solutions](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/workers-comp/workers-comp-scale-reliably-chart-v2--1016x700.png) ## Reimagining Workers’ Compensation in the Age of AI [Read the Whitepaper](https://explore.guidewire.com/qr-codes---workers-c/c/genaiwc-com?pflpid=60365&pfsfc=false&pfsid=buMZ6hsXxi) The workers’ compensation market plays a critical role in bridging public and private sector healthcare systems and private enterprise employers with their workers. In this joint paper from Guidewire and PwC, we examine these macro trends alongside advances in generative, agentic and other forms of artificial intelligence, collectively referred to here as AI. ![factory worker with orange safety helmet](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/workers-comp/wc-factory-worker-with-orange-safety-helmet--560w.jpg?h=320&iar=0&w=560) ## Over 100 US, Canadian, and Australian insurers rely on Guidewire to manage and grow their workers’ comp business. ![logo - Texas Mutual Insurance Company](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/t-z/customer-logo-texas-mutual--350w.jpg?h=350&iar=0&w=350) ![logo CopperPoint](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-copperpoint--350w.jpg?h=350&iar=0&w=350) ![logo - HEMIC](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-hemic--350w.jpg?h=350&iar=0&w=350) ![logo - WSIB Ontario](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/t-z/customer-logo-wsib--350w.jpg?h=350&iar=0&w=350) ![logo - CNA](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-cna--350w.png?h=350&iar=0&w=350) ![logo - QBE](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-qbe--350w.jpg?h=350&iar=0&w=350) ![logo - Canal Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-canal-insurance--350w.jpg?h=350&iar=0&w=350) ![logo - GuideOne Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-guideone-insurance--350w.jpg?h=350&iar=0&w=350) ![logo - New Mexico Mutual](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-new-mexico-mutual--350w.jpg?h=350&iar=0&w=350) ![logo - FCCI Insurance Group](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-fcci-insurance-group--350w.jpg?h=350&iar=0&w=350) ![logo - Federated Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-federated-insurance--350w.jpg?h=350&iar=0&w=350) ![logo - Western National Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/t-z/customer-logo-western-national--350w.jpg?h=350&iar=0&w=350) ![logo - Kentucky Farm Bureau](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-kentucky-farm-bureau--350w.jpg?h=350&iar=0&w=350) ![logo - Montana State Fund](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-montana-state-fund--350w.jpg?h=350&iar=0&w=350) ![logo - Missouri Employers Mutual](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/j-q/customer-logo-missouri-employers-mutual--350w.jpg?h=350&iar=0&w=350) ![Image](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/project/guidewire/guidewire/customers/logos/customer-logo-amerisure-350w.jpg?h=350&iar=0&w=350) ![logo - Atlas Financial Holdings](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-atlas-financial-holdings--350w.jpg?h=350&iar=0&w=350) ![logo - AF Group](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/a-c/customer-logo-af-group--350w.jpg?h=350&iar=0&w=350) ![logo - Frankenmuth Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-frankenmuth--350w.jpg?h=350&iar=0&w=350) ![logo - EMC Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/customers/aa-customer-logos---350w/d-i/customer-logo-emc--350w.jpg?h=350&iar=0&w=350) See what our customers say ### WSIB #### Gavin Pokan Chief Recovery and Care Officer Read Their Story internal ![Gavin Pokan, WSIB](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/workers-comp/customer-quote-wsib-gavin-pokan--1080w.png?h=720&iar=0&w=1080) The challenge isn't about how to replace human wisdom; it's about preserving it and making it accessible to the next generation. ### Columbia Insurance #### Lisa Wharton CIO [Listen to the Podcast](https://drabikdigest.com/?ppplayer=5095025e9c5a57efb2f3ebe0709f405b&ppepisode=6592abfdf83109bfaabe509bb16e966d) ![Lisa Wharton, Columbia Insurance](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/workers-comp/customer-quote-columbia-insurance-lisa-wharton--1080w.png?h=720&iar=0&w=1080) It serves as a springboard for so much more that we couldn't have even contemplated. ### Copperpoint #### Brad Lontz Chief Information Officer [View the Case Study](https://explore.guidewire.com/c/cs-aws-copperpoint?x=xJZbVr) ![Brad Lontz, CopperPoint Insurance Companies](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/workers-comp/1080-copperpoint-brad-lontz--1080x720.png?h=720&iar=0&w=1080) By leveraging InsuranceSuite on Guidewire Cloud we’ve overcome legacy challenges, enhanced our data capabilities, and delivered superior experiences for our agents, brokers, and policyholders. It has truly become the foundation that enables us to be more agile, innovative, and responsive to the needs of our business. ## Frequently Asked Questions ### How does Guidewire help injured workers recover faster? Guidewire connects injured workers, employers, adjusters, case managers, providers, and the workflows that support recovery. Clearer communication, digital self-service, coordinated treatment and return-to-work planning, timely payments, and AI-supported insight help teams reduce friction and take action sooner. Injured workers will be informed through transparent self-serve experiences promoting engagement with their recovery and their claim. ### How does Guidewire help carriers control losses and reduce claim severity? Guidewire integrates real-time analytics, predictive modeling, and industry data to identify high-risk policies, flag potentially severe claims early, and support proactive loss mitigation. Carriers gain deeper insights into workplace safety trends, injury patterns, and cost drivers, enabling better risk management. Digital self-serve experiences reduce the call volume into adjusters while AI and automation capabilities reduce overhead and time spent on administrative tasks. ### Can Guidewire integrate with payroll providers, medical networks, and regulatory agencies? Absolutely. Our open API framework enables seamless data exchange with payroll systems for real-time premium adjustments, medical provider networks for streamlined treatment management, and regulatory bodies for compliance reporting, reducing delays and administrative burden. Many technology partners on Guidewire Marketplace enable additional capabilities, as well. ### What makes Guidewire different from other Workers’ compensation solutions? Guidewire is not just a collection of point solutions or custom accelerators. Guidewire brings together workers’ comp-specific capabilities across core claims, digital experiences, data, AI, workflow, and ecosystem partners—connecting the people and decisions involved in recovery. Specialist tools can remain part of the solution while working from a shared claim context, helping reduce friction and improve end-to-end outcomes. ### Why do Workers’ compensation carriers choose Guidewire? Guidewire combines deep insurance expertise with a cloud platform, productized workers’ comp capabilities, and a connected ecosystem. Carriers can launch with purpose-built functionality, reduce bespoke configuration and upgrade effort, and continue to evolve their program as new data, AI, digital, and partner capabilities become available. More than 100 carriers of various sizes and business models across US, Canada, Australia are successfully managing Workers’ Compensation with Guidewire. ## More Resources Podcast ![Insurtalk podcast guest Gavin Pokan](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/workers-comp/podcast-gavin-pokan--560w.jpg?h=320&iar=0&w=560) [Accelerating Outcomes: GenAI in Workers’ Comp](https://drabikdigest.com/?ppplayer=5095025e9c5a57efb2f3ebe0709f405b&ppepisode=b5763daafb9b0edbc310b6870cfa2edf) [AI in Workers’ Comp, Pt 1: The Case for Change](https://drabikdigest.com/blogs/genai-in-workers-comp-part-1-why-the-case-for-change-is-accelerating/) Blog [AI in Workers’ Comp, Pt 2: Where Promise is Now Proof](https://drabikdigest.com/blogs/genai-in-workers-comp-part-2-where-promise-is-now-proof/) Blog [AI in Workers’ Comp. Pt 3: Five Forces of Change](https://drabikdigest.com/blogs/ai-in-workers-compensation-part-3-five-forces-reshaping-the-industry/) Blog [Tech Trend #34 - Injury Claims: P&C’s Predictive Advantage](https://explore.guidewire.com/qr-codes---workers-c/c/watch-37?pflpid=60365&pfsid=Q_tdZLEaC9&pfsfc=false) Video