---
title: "Insurance Underwriting Software - UnderwritingCenter"
description: "Drive faster, more precise decisions with the confidence of an end-to-end solution. Learn more about Guidewire UnderwritingCenter."
url: "https://www.guidewire.com/pt/products/core-products/insurancesuite/underwritingcenter-insurance-underwriting-software.md"
language: "pt"
locale: "pt"
---

# Insurance Underwriting Software - UnderwritingCenter

Drive faster, more precise decisions with the confidence of an end-to-end solution. Learn more about Guidewire UnderwritingCenter.

Guidewire UnderwritingCenter

Guidewire UnderwritingCenter delivers an end-to-end, intelligent application for risk assessment and deal shaping that shifts your underwriting experts from manual triage and fragmented data to a strategic process that drives faster, more precise decisions.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/underwritingcenter/hero-underwritingcenter--800x480.png?h=480&iar=0&w=800)

[Speak to an Expert](/pt/about/get-in-touch/request-a-demo)

## Dynamic Workflows for

Better Underwriting Decisions

Shift the underwriting paradigm from a static, wait and process approach to an intelligent, dynamic, event-driven workflow that automatically guides submissions through the underwriting lifecycle, minimizing manual processes and freeing underwriters to focus on what matters most: making expert, judgment-driven decisions and structuring profitable deals with confidence.

![chart - interconnectivity of Guidewire UnderwritingCenter features](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/underwritingcenter/underwritingcenter-1-v2--900x370.png)

[Schedule a Meeting to Learn More](/pt/about/get-in-touch/request-a-demo)

## Redefined Risk Selection
Powered by AI

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UnderwritingCenter is an AI-driven, cloud-native application designed for P&C commercial lines underwriters who are overwhelmed by high-volume submissions and fragmented systems. It provides a flexible, unified experience to assess complex risks and select profitable ones across the entire pre-bind journey. Insurers can achieve:

**Improved Efficiency**

Intelligently guide submissions through a dynamic workflow, freeing underwriters from low-value, manual tasks.

**Increased Profitability**

Empower underwriters to make better judgments and select more profitable risks by delivering accurate, informed insights.

**Reduced IT Risk**

Minimize the operational risks that come from disconnected systems through deep integration with the Guidewire platform and policy administration systems.

**Enhanced Broker Experience**

****Drive efficient collaboration with brokers and internal stakeholders for faster quote turnaround times and improved broker relationships.

## Intelligent Underwriting from

Submission to Bind

Point solutions available in the market only address a fraction of the underwriting process. Use UnderwritingCenter to drive better, faster, and smarter decisions from submission to selection to bind: Start with AI-driven data extraction, enrichment, and summarization. Accelerate triage and clearance to help underwriters quickly identify out-of-appetite risks. Access a unified view of all submission data, predictive scores, and insights for strategic risk analysis. Seamlessly orchestrate the handoff to the policy administration system for issuance.

![chart - rollout availability of Guidewire UnderwritingCenter features](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/underwritingcenter/underwritingcenter-process-2--900x375.jpg)

[See the Latest Platform Release](/pt/products/technology/guidewire-cloud-platform-releases)

## Agentic Underwriting Built on Guidewire Cloud Platform

### Turn Submissions Into Decisions

UnderwritingCenter is built on Guidewire’s Agentic Framework, an enterprise agentic platform that lets insurers securely build, run, and govern P&C Insurance-specific agents.

The agents used in UnderwritingCenter help turn submissions into decisions by accelerating intake and triage, enriching data, performing enhanced clearance checks, and providing underwriters a clear view of risk.

2

### Submission Ingestion

The Submission Ingestion Agent automatically extracts and normalizes data from unstructured documents, turning every submission into a standardized digital record. It automates ingestion and enrichment by supplementing extracted data with online research and third-party risk scores.

### Triage and Clearance

The Triage Agent automatically assesses risks against underwriting guidelines to easily identify "out-of-appetite" submissions and the Clearance Agent validates broker license, retrieves data from PAS, and performs regulatory and sanctions checks. This automated process frees underwriters from manually sifting through submissions that should be quickly declined.

### Risk Summarization

UnderwritingCenter provides an actionable, enriched, and comprehensive summary of new risks. It synthesizes all relevant information into a clear view that acts as the foundational first step for evaluating risks.

### Faster Initial Decisions

Get to an initial "yes" or "no" decision faster with AI-powered summaries and triage, collapsing the time required for initial review from hours to minutes. This dramatically improves efficiency and enables underwriters to be more responsive to brokers.

[Learn More About the EA Program](/pt/products/technology/guidewire-early-access-program)

### Application Marketplace

[Saber mais](https://marketplace.guidewire.com/?_gl=1*8ax4er*_gcl_au*MTcxMzgxMjg1My4xNzQ4ODc4NDU1*_ga*NjgzODU2NzgzLjE3MzY1NDExODU.*_ga_LN5WM89V7V*czE3NTUwMTY0NDUkbzc2NiRnMSR0MTc1NTAxNzc5MyRqNTAkbDAkaDA.)

Expanda a funcionalidade do seu sistema e acelere a inovação através do Guidewire Marketplace. Esta loja de aplicações selecionada oferece uma vasta gama de soluções Insurtech pré-construídas e validadas e aplicações complementares, permitindo que as seguradoras implementem rapidamente novas capacidades e melhorem as suas ofertas sem os custos de desenvolvimento personalizado.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-1-2.svg?iar=0)

### Documentação

[Saber mais](https://docs.guidewire.com/)

Aceda a um repositório completo e atualizado de documentação de produtos, guias de implementação e especificações técnicas. Este recurso oficial serve como uma referência inestimável para otimizar a configuração do seu sistema, garantir a conformidade e maximizar a utilidade da plataforma ao longo do seu ciclo de vida.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-2-2.svg?iar=0)

### Parceiros de consultoria e tecnologia

[Saber mais](/pt/partners/for-guidewire-partners-partnerconnect/consulting-partners)

Aceda ao ecossistema mais extenso da indústria de parceiros de tecnologia e consultoria certificados. Estes consultores de confiança aceleram a implementação, facilitam o dimensionamento inteligente e garantem a entrega confiante das suas iniciativas de modernização de sistemas centrais desde o primeiro dia, alavancando metodologias comprovadas.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-3-3.svg?iar=0)

### Recursos para programadores

[Saber mais](/pt/developers/developer-resources)

Capacite as suas equipas de TI e integradores com ferramentas de programador robustas, SDKs abrangentes e documentação de API. Estes recursos facilitam a personalização profunda e a integração perfeita com a sua arquitetura empresarial existente, garantindo que a Guidewire se adapta precisamente aos seus requisitos de negócio exclusivos.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-4-2.svg?iar=0)

### Comunidade de clientes e grupos de colaboração

[Saber mais](https://community.guidewire.com/s/group/CollaborationGroup?_gl=1*1myrjuh*_gcl_au*MTcxMzgxMjg1My4xNzQ4ODc4NDU1*_ga*NjgzODU2NzgzLjE3MzY1NDExODU.*_ga_LN5WM89V7V*czE3NTUwMTY0NDUkbzc2NiRnMSR0MTc1NTAxNzc5MCRqNTMkbDAkaDA.)

Junte-se a uma comunidade global vibrante de clientes da Guidewire para partilhar as melhores práticas, trocar informações e colaborar em soluções com colegas que enfrentam desafios semelhantes. Esta inteligência coletiva acelera a inovação e promove um caminho partilhado para o sucesso.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-5-3.svg?iar=0)

### Eventos da Guidewire

[Saber mais](/pt/about/events)

Conecte-se com especialistas, clientes e líderes do setor da Guidewire em encontros globais, como as Guidewire Connections, os Fóruns de Seguros e os Fóruns de Programadores. Os nossos eventos ligam uma indústria mundial a perspetivas locais e oferecem acesso direto a tendências emergentes, soluções práticas e colaboração entre pares. Concebidos como espaços de confiança para trocar ideias e reforçar conhecimentos, criam conhecimentos e perceções que ajudam os nossos clientes a navegar na mudança e a moldar as suas estratégias com confiança.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-6-2.svg?iar=0)

### Confiança e segurança

[Saber mais](/pt/resources/help-and-support/trust-and-security)

Opere com confiança numa plataforma construída com base em protocolos de segurança rigorosos e nas melhores práticas do setor. A Guidewire dá prioridade à privacidade dos dados, à conformidade regulamentar e à resiliência do sistema, fornecendo a confiança fundamental necessária para gerir informações sensíveis dos segurados e operações comerciais críticas.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-7-2.svg?iar=0)

### Suporte, educação e formação

[Saber mais](https://education.guidewire.com/)

Maximize o seu investimento com o suporte dedicado da Guidewire, garantindo a estabilidade operacional contínua e a resolução rápida de problemas. Programas de educação abrangentes e currículos de formação especializados capacitam as suas equipas, desde utilizadores de negócios a especialistas técnicos, a dominar as capacidades da Guidewire e a impulsionar resultados de negócios ideais.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/ecosystem/ecosystem-icon-9.svg?iar=0)

## A Guidewire é uma experiência conectada

Tudo o que precisa para prosperar num cenário de seguros em constante mudança. Desde aplicações selecionadas a parceiros de confiança, formação e colaboração com o setor, a Guidewire liga tudo num só lugar.

![](https://edge.sitecorecloud.io/guidewiresodb06-guidewire0f2e-productioncd91-5186/media/images/products/analytics/spotlight-eagle-eye-city-view.png?h=900&iar=0&w=1920)

[Learn More](/pt/products/technology/guidewire-early-access-program)

Ready to empower your underwriters with AI-driven tools that turn submissions into decisions? Join the EA program and be part of the future of Underwriting at Guidewire.

## Join the Early Access (EA) Program

### What is Guidewire’s vision for underwriting modernization?

Guidewire's vision is to improve the efficiency and precision of underwriting complex risks. The company is aiming to be the first to deliver a solution that offers the flexibility underwriters need while also integrating seamlessly with the Policy Administration System (PAS).

### How does UnderwritingCenter relate to PolicyCenter or a Policy Administration System (PAS)?

Guidewire believes underwriting tools need to be “PAS aware” to meet the needs of commercial lines insurers. UnderwritingCenter is a separate, flexible suite of decisioning tools that operates alongside PolicyCenter. It is not a replacement, but a complement that empowers your underwriters to make faster, more precise decisions by leveraging data across the entire policy lifecycle.

### How is UnderwritingCenter different from an Underwriting Workbench?

Traditional workbenches are often nothing more than a "single pane of glass"—they primarily serve as aggregation tools that pull disparate data sources onto one screen without providing an intelligent, event-driven workflow. This often results in a continued "wait and process" approach where the underwriter still has to manually navigate and orchestrate the submission.

UnderwritingCenter is fundamentally different because it is an end-to-end underwriting application and a decisioning and deal-shaping engine.

- **Orchestrated Workflow:** It doesn't just display data; it uses a dynamic, event-driven workflow to intelligently guide submissions through the entire pre-bind lifecycle.
- **Strategic Focus:** It shifts the underwriter's focus from fragmented data management and manual triage to strategic risk analysis and profitable decision-making.
- **PAS Integration:** Unlike standalone workbenches, UnderwritingCenter is purpose-built to integrate seamlessly with PolicyCenter, minimizing operational risk and ensuring a clean handoff for quoting and issuance.

### What is available now?

Guidewire is looking for customers to join the Early Access program to shape the future of UnderwritingCenter. The AI Agents currently available automatically gather and analyze submission data to help underwriters quickly reach a “yes” or “no” triage decision and ensure that only viable submissions move forward, maximizing the time underwriters spend on reviewing desired business.

### What makes UnderwritingCenter different from other available solutions?

UnderwritingCenter uses "Underwriting AI-agents" to assist underwriters in streamlining manual tasks. Unlike competitive tools, UnderwritingCenter is built on Guidewire Cloud Platform and is designed to work seamlessly with current underwriting workflows and PAS tools.

### What LOBs does UnderwritingCenter support?

Guidewire’s underwriting solutions are focused on commercial lines for middle market, large commercial, and specialty segments. Supported lines for UnderwritingCenter currently include Commercial Auto, Workers Comp, and E&S General Liability.

## Frequently Asked Questions