HazardHub Risk Data for Assessment & Underwriting

HazardHub Risk Data

Get insurance risk data for underwriting and pricing property insurance. See what property and casualty risk data is available. Improve risk assessment and portfolio management in seconds.

HazardHub is available for purchase worldwide. However, the data returned is for U.S. addresses and in English only.

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Better Data for Better Decisions

Make faster, more accurate decisions with the most comprehensive property risk data ever created.

With over 1,400+ property and casualty hazard risk data fields available for any U.S. location, you can get A-F letter risk grades and numeric risk scores for multiple perils including fire, wind, earth, and manmade disasters.

HazardHub enables you to assess insurance risk with comprehensive risk data sets.

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Fire Risk

High-resolution wildfire scoring that meets new California Wildfire Regulation 2644.9.

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Enhanced Wildfire Model

Get more accurate wildfire scores to pinpoint localized wildfire risk with our enhances wildfire model. Using 26-acre hexagons as the base geography, the new wildfire model is 7 times more granular than before. Read more about the Enhanced Wildfire Model in our blog about Wildfire Hazard Modeling.

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Enhanced Wildfire Model

Get more accurate wildfire scores to pinpoint localized wildfire risk with our enhances wildfire model. Using 26-acre hexagons as the base geography, the new wildfire model is 7 times more granular than before. Read more about the Enhanced Wildfire Model in our blog about Wildfire Hazard Modeling.

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Fire Suppression Score

Differentiate fire protection class more accurately with Fire Suppression Score. Fire Suppression Score is a Generalized Loss Model (GLM) back-tested with real-world loss data. This enables you to gain more insight into property fire risk, differentiate risk better, and price more granularly. Learn more about Fire Suppression Score in reading our HazardHub Fire Suppression Score Feature Brief.

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Fire Hydrants

HazardHub is the largest database of fire hydrant locations in the United States. Fire hydrants are critical in suppressing house fires and wildfires. Knowing where these hydrants are located is a key variable to accurately determining a property's fire risk. Fire hydrants are an exclusive data set offered only by HazardHub.

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Fire Stations

HazardHub's fire station data set contains more than 54,000 fire station locations - each of which has been hand-examined for both positional accuracy and equipment capacity. Time, rather than distance, matters more when responding to a fire. HazardHub provides the distance to the nearest fire station in drive-time, along with where the next 3 nearest stations are located.

Wind Risk

Detailed and accurate wind risk scoring, plus historical data.

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Hurricanes

Hurricanes are powerful storms that can have a devastating impact on property owners. Hurricanes will often cause roof damage, flooding, erosion, tree toppling, and downed power lines. HazardHub provides detailed scoring and grading of hurricane risk, including, the barometric pressure, wind speed, and number of past hurricanes in the area.

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Hurricanes

Hurricanes are powerful storms that can have a devastating impact on property owners. Hurricanes will often cause roof damage, flooding, erosion, tree toppling, and downed power lines. HazardHub provides detailed scoring and grading of hurricane risk, including, the barometric pressure, wind speed, and number of past hurricanes in the area.

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Tornadoes

Tornadoes are among the most feared wind risks in the country. They can form and strike unpredictably and leave massive devastation along their path. HazardHub provides detailed scoring and grading of tornado risk, including historical tornado events, tornado radius, and property damage from the nearest tornado incident.

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Hail

Hail is one of the biggest reasons for replacing a roof. Hail can cause property damage to both homes and cars with its destruction, ranging from dents on windows and roofs to shattered glass. HazardHub provides detailed scoring and grading of hail risk, including historical hail events, hail ring parameters, and property damage from the nearest hail incident.

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Windstorms

Straight-line winds more than 58 MPH are one of the most common wind hazards. These "derecho" windstorms can knock down trees and powerlines, causing significant damage to property. HazardHub provides detailed scoring and grading of wind risk, including historical wind events, wind ring parameters, and property damage from the nearest wind incident.

Use the Best Property Data on the Market to Your Advantage

Use our comprehensive data to make faster, more accurate decisions. HazardHub offers risk grades and scores for multiple perils including earth, wind, fire, water, and manmade disasters. HazardHub also provides comprehensive property attributes including property value, roof information, and replacement costs. Below is an overview of our property risks, along with examples of data fields for each category.

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Earth

Earthquakes
Fracking Earthquakes
Designated Faults
Landslides
Sinkholes
Volcanos
Lava Flow
Mine Subsidence
Elevation
Radon Levels

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Earth

Earthquakes
Fracking Earthquakes
Designated Faults
Landslides
Sinkholes
Volcanos
Lava Flow
Mine Subsidence
Elevation
Radon Levels

HazardHub Data Risk Wind–2

Wind

Hurricane​
Tropical Storms​
Tropical Depressions​
Tornado​
Lightning​
Hail​
Convection Storm​
Maximum Wind​
Wind-Borne Debris​
Weather Parameters

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Fire

Wildfire​
Drought​
Vegetation Burn Points​
Wind Region​
Fire Protection​
Fire Suppression Score
AAIS Protection Class​
Perennial Water​
Fire Hydrants​
Fire Stations

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Water

Flood​
Flood Parameters​
FEMA Claims​
Tsunami​
Distance to Coast​
Sea Level Rise​
Storm Surge​
Mold Index​
Frozen Pipe​
Snow Load

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Manmade

Underground Storage Tanks​
Toxic Release Facilities​
PFA​
Mine Subsidence​
Superfund​
Brownfield​
Asbestos​
Nuclear Site​
Radon​
Crime

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Property

Owner​
Property Code Use​
Year Built​
Square Footage​
Exterior Construction​
Interior Fireplace​
Garage Cars​
HVAC​
Roof Type​
Property Value

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Replacement Cost

Replacement Cost​
Architectural Style​
Construction Quality​
Construction Type​
Primary Exterior​
Primary Roof Covering​
Square Footage​
Architect Fees and Permits​
House Materials and Labor​
Overhead

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Permits

Address​
Number of Permits​
Total Valuation​
Permit Type​
Permit Issued Date​
Valuation​
Work Description​
Applicant Name​
Owner Name​
Contractor Name

Data Embedded Into Your Workflows

HazardHub data is delivered via a lightning-fast API, integrated with Guidewire apps, and through our web products.

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API

With the API, you can use the product standalone or plug the data into your policy admin system. Most developers have the API up and running in 15 minutes. You can get data to your internal teams in minutes, not weeks.

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Guidewire Apps

With Guidewire PolicyCenter and InsuranceNow integration, your underwriters can use the data directly within their Guidewire workflows. There's no custom IT work needed. Just tell us to turn the data on.

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Agent Risk View

Need custom-branded, easy-to-read risk reports to send to customers? Want to help your customers identify risks around their properties? Get branded detailed risk reports at agentriskview.com.

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Free Home Risk

Curious to know risks around your home and what insurers see when determining your property risk? Get free property risk assessments at freehomerisk.com.

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