Regulatory and Compliance Reporting:
Documentation That Meets the Standard

A Smarter Way to Deliver Compliance

Compliance, legal, and risk leaders face constant pressure to meet reporting obligations while proving fairness and transparency. HazardHub equips insurers with the data, documentation, and exports needed to satisfy regulators, auditors, and market conduct reviewers. From AI governance to catastrophe data calls, HazardHub ensures reporting is both credible and efficient. 

With HazardHub Reporting Exports and Templates, compliance teams can:

• Build AI governance packs that document models, data, monitoring, and controls.
• Map underwriting and claims data to MCAS templates.
• Pre-generate export files for NAIC disaster data calls.
• Align risk narratives with ORSA filings and solvency frameworks.

From Data to Controls

Insurers are expected to prove that external data and AI systems do not produce unfair outcomes. HazardHub supports that expectation by making its data transparent, auditable, and aligned with regulatory guidance.

The advantages include:

• Variable dictionaries that document each data field and its purpose.
• Lineage exports that track data sources, transformations, and use cases.
• Versioning and monitoring logs that capture model updates over time.

Together, these capabilities allow compliance leaders to demonstrate adherence to NYDFS and Colorado AI governance rules, while reducing time spent assembling evidence packages.

Market Conduct and Data Calls

Market conduct reviews and catastrophe data calls demand both accuracy and speed. Regulators expect insurers to produce detailed reports quickly, often on short notice. Without structured data, these requests can consume weeks of staff time and still result in inconsistencies.

HazardHub addresses these challenges by:

• Aligning underwriting and claims fields with MCAS standards.
• Offering pre-built templates for NAIC and state-level disaster reporting.
• Reducing manual effort by automating export creation.
• Ensuring repeatability so that every filing is consistent across cycles.

Instead of scrambling during an exam or data call, teams can rely on HazardHub exports to deliver regulator-ready responses within hours, not weeks. This speed reduces compliance risk while also freeing resources for higher-value tasks.

ORSA and Solvency Alignment

Own Risk and Solvency Assessment (ORSA) filings require insurers to present a coherent view of underwriting and catastrophe exposures. HazardHub helps align internal risk models with solvency narratives by showing how hazard data informs appetite, aggregation, and resilience planning. This transparency strengthens both filings and regulator confidence.

Supporting Evidence for Examinations

Examinations can stretch resources when evidence isn’t organized or easy to access. Regulators often ask for lineage, documentation, and proof that models are monitored for fairness and accuracy. HazardHub reduces the burden by tying governance artifacts directly to each filing or data call.

The benefits include:

• Faster response times: auditors and examiners receive the requested evidence without delay.
• Consistent artifacts: every model or dataset is backed by documentation that is versioned and auditable.
• Confidence for stakeholders: internal teams, regulators, and external reviewers can trust that compliance processes are well-controlled.

This repeatable process not only streamlines exams but also strengthens regulator trust by showing that compliance is proactive, not reactive.

Elevate Your Compliance Reporting with HazardHub

Regulatory reporting succeeds when insurers can document fairness, accuracy, and governance without delay. HazardHub makes that possible by delivering data, exports, and controls aligned with NAIC, NYDFS, and state expectations.

Start simplifying compliance today to see how HazardHub streamlines reporting and strengthens regulatory trust.