Our customers

Find out why more than 300 P&C insurers have selected Guidewire.

Explore our products

Learn about our applications—and how they help insurers achieve their plans for growth and change.

InsuranceNow

All-in-one, cloud-based solution supporting the entire P&C insurance lifecycle

Our Approach

  • Unified set of systems hosted in the cloud: core + data + digital
  • Integrated, all-in-one design and user interface
  • Comprehensive out-of-the-box functionality
  • Ongoing operational support

Customer Benefits

  • Quick implementation and upgrades
  • Risk mitigation and freedom from system maintenance
  • Rapid response to market demands
  • Improved customer experience

Guidewire Live Spotlight

Improves underwriting precision

Our Approach

  • Automated assessment of location-based risk
  • Tailored for underwriters
  • Works together with PolicyCenter

Customer Benefits

  • Empower underwriters to better select risk
  • Consistently apply underwriting best practices
  • Enable precision underwriting with geovisualization

InsuranceSuite

Deliver beyond customer expectations

Our Approach

  • Complete set of core systems for all lines of business
  • Developed on common platform
  • Promotes sales, service, and underwriting excellence

Customer Benefits

  • Enable business agility
  • Seamless customer experience throughout insurance lifecycle
  • Improve operational performance, responsiveness and decision making

See how our products work together

All Guidewire applications are built on a shared technology foundation for unparalleled performance and flexibility. Learn more

Perspectives

Read insights from Guidewire experts and customers.
Business interruption and cyber incidents dominate risk landscape for companies of all sizes and sectors in 2018 - Press | Allianz
Business interruption and cyber incidents are this year’s top business risks globally, according to the ‘Allianz Risk Barometer 2018.’ Larger losses from natural catastrophes are also a rising concern for businesses, with the record-breaking 2017 disaster year also ensuring climate change and increasing volatility of weather appears in the top 10 most important risks for the first time. Meanwhile, the risk impact of new technologies is one of the biggest climbers, as companies recognize innovations such as artificial intelligence or autonomous mobility could create new liabilities and larger-scale losses, as well as opportunities, in future. Conversely, businesses are less worried about market developments than 12 months ago.
Guidewire Insight
According to the Allianz Risk Barometer, for the first time, cyber incidents rank as the most feared business interruption trigger, with business interruption also considered the largest loss driver after a cyber incident. Risks, such as these, are evolving rapidly and pose unique underwriting and pricing challenges for insurers. Complexity and non-obvious patterns of risk linkage and risk accumulation require more diverse and dynamic data sets to be modeled effectively. Guidewire Cyence Risk Analytics exists for this reason. The data listening and risk analytics solution combines internet-scale data curation from public and proprietary sources together with machine learning and robust risk modeling to enable risk selection, pricing, and analysis of risk accumulation.
Insurance beyond digital: The rise of ecosystems and platforms | McKinsey & Company
To succeed in ecosystems, insurers will have to take a hard look at their traditional roles and business models and evaluate opportunities to partner with players in other industries. They must also understand how ecosystems will shift value pools and change the nature of risk. Adopting an ecosystem mind-set will be an arduous journey for many insurers, but those that understand this evolving landscape can take the first steps to creating new revenue sources.
Guidewire Insight
This McKinsey article lays out a provocative vision of how insurers will have to reinvent their value propositions and participate in emerging global business ecosystems. We, at Guidewire, agree that P&C insurance is an industry in rapid change and shifting profit pools. The mission of our industry platform is to help insurers harness the powers of core, digital and data and capitalize on the opportunities that emerge from such change.
If 2017 Was the Year of Insurtech, Will 2018 be the Year of the Insurance Platform? | Celent
Platform providers want to create a rich ecosystem (facilitated by API libraries front-ending microservices) that attract insurers, and providers of a broad array of services, data, and analytics…2018 will be a critical year for these (and possibly other) platforms to gain momentum. If successful, they will significantly change how insurance technology firms compete.
Guidewire Insight
As Celent's Donald Light mentions in this blog, Guidewire is committed to providing a platform for the global industry. To do so, an industry platform must satisfy five descriptors: unify core, data, and digital; earn comprehensive industry adoption; be ever more cloud-delivered; connect an open marketplace of partners; and continuously lower the platform’s total cost of ownership. With these, we agree with Donald: The platform can significantly change how insurance technology firms compete.