Our customers

Find out why more than 300 P&C insurers have selected Guidewire.

Explore our products

Learn about our applications—and how they help insurers achieve their plans for growth and change.

InsuranceNow

All-in-one, cloud-based solution supporting the entire P&C insurance lifecycle

Our Approach

  • Unified set of systems hosted in the cloud: core + data + digital
  • Integrated, all-in-one design and user interface
  • Comprehensive out-of-the-box functionality
  • Ongoing operational support

Customer Benefits

  • Quick implementation and upgrades
  • Risk mitigation and freedom from system maintenance
  • Rapid response to market demands
  • Improved customer experience

Guidewire Live Spotlight

Improves underwriting precision

Our Approach

  • Automated assessment of location-based risk
  • Tailored for underwriters
  • Works together with PolicyCenter

Customer Benefits

  • Empower underwriters to better select risk
  • Consistently apply underwriting best practices
  • Enable precision underwriting with geovisualization

InsuranceSuite

Deliver beyond customer expectations

Our Approach

  • Complete set of core systems for all lines of business
  • Developed on common platform
  • Promotes sales, service, and underwriting excellence

Customer Benefits

  • Enable business agility
  • Seamless customer experience throughout insurance lifecycle
  • Improve operational performance, responsiveness and decision making

See how our products work together

All Guidewire applications are built on a shared technology foundation for unparalleled performance and flexibility. Learn more

Perspectives

Read insights from Guidewire experts and customers.
If 2017 Was the Year of Insurtech, Will 2018 be the Year of the Insurance Platform? | Celent
Platform providers want to create a rich ecosystem (facilitated by API libraries front-ending microservices) that attract insurers, and providers of a broad array of services, data, and analytics…2018 will be a critical year for these (and possibly other) platforms to gain momentum. If successful, they will significantly change how insurance technology firms compete.
Guidewire Insight
As Celent's Donald Light mentions in this blog, Guidewire is committed to providing a platform for the global industry. To do so, an industry platform must satisfy five descriptors: unify core, data, and digital; earn comprehensive industry adoption; be ever more cloud-delivered; connect an open marketplace of partners; and continuously lower the platform’s total cost of ownership. With these, we agree with Donald: The platform can significantly change how insurance technology firms compete.
Counting the Cost: Cyber Exposure Decoded
Lloyd’s Class of Business team estimates that the global cyber market is worth between $3 billion and $3.5 billion. Despite this growth, insurers’ understanding of cyber liability and risk aggregation is an evolving process as experience and knowledge of cyber-attacks grows.
Guidewire Insight
Emerging risks such as cyber, business interruption and reputational risk, increasingly pose unique challenges for insurers. These risks have a rapidly changing character and lack of claims history to inform underwriting and pricing. Their non-obvious patterns of risk linkage and accumulation lead to even more complexity. And, they require more diverse and dynamic data sets to be modeled effectively. It's clear there is a greater need for data listening and risk analytics solutions and understanding how the solutions will assist insurers underwriting these "21st century risks" that have gone underinsured or uninsured for so long. This report from Lloyd's and Cyence (now part of Guidewire) provide insurers who write cyber coverage with realistic and plausible scenarios to help quantify cyber-risk aggregation.
Emerging Tech in P&C Insurance: It’s Not About the Technology - Strategy Meets Action
There is no question that understanding the technologies themselves are important, but from an insurance point of view, it is not about the technology – it is about what the technologies mean for customers, risks, and operations.
Guidewire Insight
There's no denying that emerging technologies can and will change the way insurers do business. How it will change is a question that requires further thought, as Mark Breading, Partner at Strategy Meets Action, ponders in his latest blog. "It is both exciting and scary for industry executives to contemplate the implications of driverless vehicles, artificial intelligence, the Internet of Things, wearables, and many other important technologies," he writes. "It is also easy to get wrapped up in the technology." Breading goes on to write "it is about what the technologies mean for customers, risks, and operations." We at Guidewire agree; in an era of relentlessly digitizing commerce and automation, rapidly evolving into an era of new data sources and artificial intelligence, applying new technology to specific insurance needs and processes becomes more important than ever.