P&C Insurance Software Core Products

Guidewire delivers the core systems insurers rely on to operate with confidence today and innovate for the future.

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InsuranceNow

PolicyCenter

ClaimCenter

Modernizing P&C Insurance for a
Digital, Data-Driven Future

P&C insurers face nonstop change. Customers expect more, distribution models keep evolving, and new risks emerge as climate and regulation shift. To stay ahead, insurers need a core platform that adapts alongside them and builds lasting trust with every interaction.

Guidewire is the P&C insurance software platform insurers rely on to adapt and lead.

540+ insurers in 40 countries run on Guidewire
1,600+ successful implementations worldwide
The largest R&D team in the P&C industry
The broadest partner ecosystem, delivering hundreds of pre-built integrations

Guidewire Insurance Software Core Products Overview

InsuranceSuite

Our core platform for P&C insurers. InsuranceSuite brings together PolicyCenter, ClaimCenter, and BillingCenter through Guidewire Cloud to power the full insurance lifecycle. Built to give mid-sized and large insurers the flexibility and scale they need for smooth, connected operations

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InsuranceNow

An end-to-end platform built for regional and super-regional insurers and MGAs. Comes ready with pre-configured lines of business so teams can launch quickly and grow with confidence

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Connected Applications Built for What Insurers Do Every Day

InsuranceSuite includes Guidewire Centers. These purpose-built applications handle critical insurance functions like policy, billing, claims, underwriting, and pricing. Together, they form a connected core system that gives insurers the flexibility to adapt and keep pace with change.

PolicyCenter: Modern Insurance Policy Administration

Manages the full policy lifecycle, from quote to renewal, in one connected system. Flexible configuration tools let insurers model and deploy new products quickly. PolicyCenter works with billing and claims to keep data consistent across the business, helping underwriters make faster, more informed decisions.

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PolicyCenter screen - Prioritize Policyholder Experiences

ClaimCenter: Intelligent Claims Management Software

Handles the entire claims process, from first notice of loss to settlement, in one connected system. Automation and built-in intelligence help insurers streamline assignment, fraud detection, and adjudication while giving adjusters a complete view of every claim. The result is faster resolution, stronger control, and better claimant experiences.

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BillingCenter: Flexible Insurance Billing Solutions

Supports every type of billing process, from direct and agency to installment and usage-based payments. Built-in automation and digital invoicing help insurers reduce errors, accelerate receivables, and expand payment options for policyholders while improving visibility across finance operations.

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BillingCenter screen - automate for agility

PricingCenter: Rate Changes at the Speed to Lead Your Market

Leverage explainable AI and advanced analytics within a unified pricing and rating environment to end the months-long relay race between your actuaries and IT. Instantly model new risks, validate them against your portfolio, and deploy precise, profitable rates to stay ahead of the competition in any market, worldwide.

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Underwriting
Center: Risk Assessment and Deal Shaping

Shift the underwriting paradigm from a static, wait and process approach to an intelligent, dynamic, event-driven workflow that automatically guides submissions through the underwriting lifecycle, minimizing manual processes and freeing underwriters to focus on what matters most: making expert, judgment-driven decisions and structuring profitable deals with confidence.

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screenshot - Guidewire UnderwritingCenter > My Submissions

What Guidewire Core Products Deliver

Designed to help insurers work more efficiently and improve customer experiences to stay competitive in a changing market

Respond quickly to market shifts and adapt with ease as new regulations or opportunities appear
Automate routine tasks and using accurate, accessible data to move faster and make better decisions
Improve every touchpoint with faster quoting, transparent claims handling, and flexible payment experiences
Launch products faster with configurable rules, pre-built templates, and an extensive integration network
Reduce infrastructure spend with SaaS deployment and automated updates
Grow without limits. Bring in new technologies with ease and keep innovation moving without being held back by legacy systems

How Guidewire Insurance Software Helps Insurers Perform at Their Best

Built with capabilities that strengthen performance at every level, from operations and analytics to innovation and growth

Handle growing demand confidently with performance and reliability that scale as your business does
Change products and workflows quickly without long development cycles or IT bottlenecks
Connect easily to the systems and partners you rely on through a broad marketplace of ready-to-use integrations
Make informed decisions in underwriting, claims, and billing with built-in, real-time insights
Add new capabilities or upgrade existing ones without re-platforming or disruption
Meet SOC 2, ISO 27001, GDPR, and other regulatory standards
Get up and running faster with ready-to-use templates and workflows designed for insurance
Use explainable AI to strengthen decisions across underwriting, claims, and customer interactions. Improve accuracy and efficiency while opening new paths for growth

Choosing Your Guidewire Core Platform

Criteria	InsuranceSuite	InsuranceNow
Geography	Global availability	US only
Currency	Multi-currency	Single-currency
Language	Multi-language	English only (multi-language documents supported)
IT Capacity	Robust and mature IT capability; able to engage deeply in both implementation and ongoing operations	Generally, modest or developing IT capability; potentially looking for outsourced support
Platform Goal	The best solution on the market, with modular deployment many and tools externalized from the core	A powerful, proven, and affordable core platform that delivers disproportionate value for the investment
DWP	Typically $300M and above, but with customers below $100M	Typically $300M and below, but with customers above $1B
	Learn More About InsuranceSuite	Learn More About InsuranceNow

Why Guidewire’s Data-Driven Insurance Platform? Differentiators-at-a-Glance

1
Modern, Flexible Architecture
- Modular design that scales with growth and market change
- Upgrades applied without service disruption
- Security and compliance aligned with globally recognized standards
2
Configurable Product and Process Design
- Tools to adapt products, rating, workflows, and rules with speed
- Fast rollout of updates across multiple lines of business
3
Extensive Integration Ecosystem
- Hundreds of pre-built connections in the Guidewire Marketplace
- KPIs for real-time data exchange with distribution, partners, and data providers
4
Embedded Analytics and Intelligence
- HazardHub, Predict, and Data Studio embedded directly into workflows
- Delivers real-time risk scoring, intelligent underwriting, and automation in claims handling

Proven Experience, Earned Trust

SEE WHAT OUR CUSTOMERS SAY:

Mountain West Farm Bureau

“The cloud product — especially the power of the cloud infrastructure in terms of speed and capabilities — is a force-multiplier. The ability to spin up environments at speeds that weren’t possible prior to this is, quite frankly, a game changer for everyone.”

Tim Hays

Vice President and Chief Information Officer

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