Guidewire UnderwritingCenter

Guidewire UnderwritingCenter delivers an end-to-end, intelligent application for risk assessment and deal shaping that shifts your underwriting experts from manual triage and fragmented data to a strategic process that drives faster, more precise decisions.

illustration - Guidewire UnderwritingCenter benefits

Dynamic Workflows for
Better Underwriting Decisions

Shift the underwriting paradigm from a static, wait and process approach to an intelligent, dynamic, event-driven workflow that automatically guides submissions through the underwriting lifecycle, minimizing manual processes and freeing underwriters to focus on what matters most: making expert, judgment-driven decisions and structuring profitable deals with confidence.

 

chart - interconnectivity of Guidewire UnderwritingCenter features

 

Redefined Risk Selection
Powered by AI

screenshot - Guidewire UnderwritingCenter > My Submissions

UnderwritingCenter is an AI-driven, cloud-native application designed for P&C commercial lines underwriters who are overwhelmed by high-volume submissions and fragmented systems. It provides a flexible, unified experience to assess complex risks and select profitable ones across the entire pre-bind journey. Insurers can achieve:

Improved Efficiency

Intelligently guide submissions through a dynamic workflow, freeing underwriters from low-value, manual tasks.

Increased Profitability

Empower underwriters to make better judgments and select more profitable risks by delivering accurate, informed insights.

Reduced IT Risk

Minimize the operational risks that come from disconnected systems through deep integration with the Guidewire platform and policy administration systems.

Enhanced Broker Experience

Drive efficient collaboration with brokers and internal stakeholders for faster quote turnaround times and improved broker relationships.

Intelligent Underwriting from
Submission to Bind

Point solutions available in the market only address a fraction of the underwriting process. Use UnderwritingCenter to drive better, faster, and smarter decisions from submission to selection to bind: Start with AI-driven data extraction, enrichment, and summarization. Accelerate triage and clearance to help underwriters quickly identify out-of-appetite risks. Access a unified view of all submission data, predictive scores, and insights for strategic risk analysis. Seamlessly orchestrate the handoff to the policy administration system for issuance.

chart - rollout availability of Guidewire UnderwritingCenter features

Underwriting Assistant Now in Early Access

Turn Submissions Into Decisions

Underwriting Assistant is the first component of UnderwritingCenter to be released. It acts as the initial data services layer, delivering clean, standardized data that serves as the foundational first step on the path to the end-to-end UnderwritingCenter solution.

Underwriting Assistant helps turn submissions into decisions by leveraging AI to accelerate intake and triage, enrich data, perform enhanced clearance checks, and give underwriters a clear view of risk.

  • 1

    Submission Ingestion

    Underwriting Assistant uses AI to automatically extract and normalize data from unstructured documents, turning every submission into a standardized digital record. It automates ingestion and enrichment by supplementing extracted data with online research and third-party risk scores.
  • 2

    Triage and Clearance

    Underwriting Assistant automatically assesses risks against underwriting guidelines to easily identify "out-of-appetite" submissions. This automated clearance process frees underwriters from manually sifting through submissions that should be quickly declined.
  • 3

    Risk Summarization

    Underwriting Assistant provides an actionable, enriched, and comprehensive summary of new risks. It synthesizes all relevant information into a clear view that acts as the foundational first step for evaluating risks.
  • 4

    Faster Initial Decisions

    Get to an initial "yes" or "no" decision faster with AI-powered summaries and triage, collapsing the time required for initial review from hours to minutes. This dramatically improves efficiency and enables underwriters to be more responsive to brokers.

Guidewire Is a Connected Experience

Everything you need to thrive in a changing insurance landscape. From curated applications to trusted partners, training, and industry collaboration, Guidewire connects it all in one place.
Application Marketplace
Extend your system’s functionality and accelerate innovation through the Guidewire Marketplace. This curated storefront offers a vast array of pre-built, validated Insurtech solutions and complementary applications, allowing insurers to rapidly deploy new capabilities and enhance their offerings without custom development overhead.
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Join the Early Access (EA) Program

Ready to empower your underwriters with AI-driven tools that turn submissions into decisions? Join the EA program for Underwriting Assistant and be part of the future of Underwriting at Guidewire.

  Frequently Asked Questions

What is Guidewire’s vision for underwriting modernization?
How does UnderwritingCenter relate to PolicyCenter or a Policy Administration System (PAS)?
How is UnderwritingCenter different from an Underwriting Workbench?
What is available now?
What is the difference between Underwriting Assistant and UnderwritingCenter?
What makes Underwriting Assistant different than other available solutions?
What LOBs does Underwriting Assistant support?