HazardHub for Brokers and MGAs

Clarity That Opens Markets

Brokers and MGAs serve very important roles for finding insurance capacity for retail customers. HazardHub strengthens that role by providing fast A–F peril grades and property-level variables that clarify exposures. With data-driven submissions, brokers and MGAs can improve placement odds, expand market access, and align coverage with carrier appetite.

How HazardHub Supports Brokers and MGAs

HazardHub makes it easier to evaluate and present complex risks. With it, brokers and MGAs can:

• Place complex coverages using  peril-level detail for higher credibility.
• Align submissions with underwriting appetite  Based on hazard susceptibility across many perils.
• Speed intake with prefill that reduces questionnaire burden.
• Expand market reach by building target lists where competitiveness is highest.

These capabilities position brokers and MGAs as trusted market makers who bring clarity and confidence to carrier partners.

Faster Intake, Cleaner Submissions

Submissions succeed when they are both complete and credible. HazardHub’s API prefill reduces missing data and eliminates repetitive form-filling. A–F peril grading provides a two-second overview that underwriters understand immediately. When paired with 2–3 variables that explain the story behind the grade, submissions are not only faster but also stronger.

Examples include:

• Flood boundary proximity: explains endorsement decisions even in “safe” zones.
• Hydrant proximity - for fire risk
• Hail susceptibility - for determining roof coverages and deductibles

Triage Then Deepen

HazardHub enables brokers and MGAs to balance speed with depth. Risks can be triaged with quick grades, then deepened with supporting variable snippets for underwriter confidence. This approach allows submissions to flow faster without losing rigor.

The advantages include:

• Rapid screening: quickly identify which risks merit escalation.
• Defensible detail: enrich submissions with variables that prove credibility.
• Better hit ratios: align the right risk stories to the right markets.

Building Targeted Outreach

Placement isn’t only about submissions—it’s also about growth. HazardHub data makes it possible to build lists of prospects where brokers and MGAs have a competitive edge. Targeting by peril competitiveness or property value creates outreach lists that are efficient and market-ready. These lists can also be shared with agents, extending market access downstream.

Strengthening Broker–Carrier Partnerships

At the core of broker and MGA success is trust with carrier partners. HazardHub supports this by making every submission more transparent and defensible. Carriers gain confidence knowing that the risks being presented have already been evaluated against objective data.

This creates clear advantages:

• Fewer back-and-forth questions during the placement process.
• Stronger negotiation leverage with peril scores and supporting variables in hand.
• Longer-term carrier relationships built on consistent, evidence-backed submissions.

By embedding HazardHub into the submission process, brokers and MGAs become known not just for speed, but for the reliability and clarity of the risks they place.

Building Trust Through Transparency

Carriers want to see that risks are evaluated with consistency and fairness. HazardHub provides the supporting evidence to show how submissions map to appetite. By combining a clear grade with transparent variables, brokers and MGAs give underwriters confidence in their placement recommendations. This transparency builds stronger long-term relationships and improves placement success.

Elevate Submissions with HazardHub

Successful placement requires speed, clarity, and defensible evidence. HazardHub delivers all three—helping brokers and MGAs package complex risks, align with appetite, and expand market reach. See how HazardHub can help secure coverage and grow market opportunities for you.