Industry Intel

Claims Intel empowers P&C insurers to make better claims decisions with intelligent predictions throughout the claims lifecycle.
Built on one of the most comprehensive datasets in P&C Insurance, Claims Intel is our first Industry Intel product: designed to provide adjusters with next-best-step recommendations that help them work more efficiently and drive better outcomes.

Annual Benefit Calculator
To get an estimate of the annual value Claims Intel can provide for your auto book of business, fill out the customer profile, operational assumptions, and key assumptions.
See Claims Intel in Action
Benefits and Features
- Use data-driven insights at first notice to identify high-severity claims early, proactively manage leakage, and reduce overall claim costs.
- Improve claims segmentation and work plan assignment, so simple claims can move through straight-through-processing while adjusters focus their attention on complex, high-impact claims.
- Claims Intel is powered by pooled, anonymized industry data representing $326B+ in DWP, giving insurers proven predictive power without having to build models from scratch.
- Access tailored, purpose-built models for each supported line of business (Personal/Commercial Auto, Workers’ Compensation) to drive more accurate triage and decision-making.
- Claims Intel scores are integrated into ClaimCenter and InsuranceNow through Analytics Manager, surfacing recommendations directly where adjusters and supervisors make decisions.
Guidewire Is a Connected Experience
Application Marketplace
Documentation
Consulting and Technology Partners
Developer Resources and Documentation
Customer Community and Collaboration Groups
Guidewire Events
Trust and Security
Support, Education, and Training
Application Marketplace, 1 of 8
Frequently Asked Questions
On average, our customers see improvements of up to 52 basis points (bps) in their loss ratio for Personal/ Commercial Auto and approximately 27 bps for Workers’ Compensation. For a regional carrier with a $350M book of business, this typically translates to $1.7M–$2M in annual savings by catching "severity surprises" early and helping teams focus their efforts where it matters most.
- Claims Intel is designed to deliver value quickly. Because the models are pre-built and embedded directly into your existing Guidewire workflow, most insurers can begin using these insights in weeks. Improvements in triage accuracy often become visible within the first quarter of use.
Not at all. We view Claims Intel as a "Digital Mentor." It’s designed to handle the "noise," automatically separating straightforward claims from complex ones, so your senior adjusters can focus their expertise on the files that truly require it.
- The IT effort is minimal. Unlike generic ML vendors that require complex API integrations and custom UI work, Claims Intel is a "low-code" solution native to the Guidewire platform. Insights appear inside the screens your adjusters already use in ClaimCenter and InsuranceNow, so there’s no need to "swivel-chair" between different systems.
- We currently offer predictive scores for Personal/Commercial Auto Bodily Injury, Auto Collision, and Workers’ Compensation in the US market.
- Claims Intel uses a wide variety of factors to build our models. For example, to build our predictions for Personal/Commercial Auto Bodily Injury Severity, we consider factors like claimant age, severity of accident, cause of accident, type and weight of vehicles involved, nature of reported injuries, and many other signals that help identify potential severity early.
- Industry Intel is a family of products built on massive volumes of pooled, anonymized data. Claims Intel is the first product in that family that offers pre-built scores that guide next-best-step recommendations across several claims use cases.
300+
customers in 14 countries. Guidewire Analytics customers are making the world more insurable by turning their systems of record into systems of insight.$50M
annual R&D investment. 100+ R&D employees with expertise in actuarial and data science, machine learning, and predictive modeling, supported by an experienced client services team.26M+
claims feed the Guidewire Data Cooperative that power the scoring models. The Data Cooperative is open to all and is growing – and with the rising volume of data, insights are becoming more powerful.
Learn More About Industry Intel
More Resources

Claims Intel Data Sheet
Data Sheet