Commercial Lines

Supplying more than 250 insurers with a digital platform
to meet the needs of today’s commercial policies

Video: Our Commitment to Commercial Carriers

Commercial lines insurance is experiencing significant disruptions—from new modes of digital engagement, rapid technology change, and competition—that are raising the expectations of customers, producers, and employees.

More than 12 years ago, Guidewire’s earliest customers included commercial insurers. Their needs required us to build U.S. and international commercial lines capabilities into our platform from the start. Today almost 80% of our customers globally have selected our software to support commercial lines.

commercial lines insurers use Guidewire applications
of our customers support commercial lines

Guidewire InsurancePlatform™ offers industry-leading commercial lines capabilities to help insurers thrive in meeting these new demands:

  • From small business to large commercial: We support the full policy lifecycle across all lines of business for market segments from small and mid-market businesses to workers’ compensation, large commercial, and specialty lines.
  • Core/Data/Digital: We surround our core with a digital platform that provides engaging, omnichannel journeys and advanced data and analytics to improve decision outcomes.
  • Standards Based Templates: We’ve invested heavily in our partnership with Verisk ISO to provide ISO/NCCI commercial content for the U.S. market in our Product Content Management solution. Pre-built templates cover all states to help dramatically jump-start new product development.
  • Recent acquisitions: To address new market needs, Guidewire has acquired several software companies with robust commercial lines capabilities that became the foundation for our Underwriting Management and Predictive Analytics products, as well as our most recent solution to underwrite 21st-century risks such as cyber-threats, reputation vulnerabilities, and new forms of business interruption.