HazardHub | Make Unknown Risks Known
Guidewire Live HazardHub
The most comprehensive property and casualty risk data set available
The most comprehensive property and casualty risk data set available
Improve risk selection, optimize pricing, and maximize insurance profitability. Get more than 1,000 property and casualty risk factors about a location or business in seconds.
Accurate data is critical for Mercury to properly assess the risk of a property. We did a rigorous examination of risk score alternatives and chose HazardHub for its superior accuracy and overall value.
Jonathan Kisler
Mercury Insurance
Leverage More Data
Leverage More Data
Optimize insurance intelligence and workflows with 1,200+ property and casualty risk factors. Obtain the enriched data you need for smarter underwriting, more robust modeling, and seamless processing.
For property risks, get risk factors from perils including earth, wind, fire, man-made hazards, and property characteristics
For casualty risks, get risk factors from categories such as area characteristics, business operations, crime, legal environment, past issues, proximity, sentiment, and social security
Incorporate real-time, granular insights about properties and businesses to optimize decision-making
HazardHub is available for any company that needs U.S. property and casualty data
Underwrite with Confidence
Underwrite with Confidence
Accelerate and scale underwriting workflows with HazardHub data. Give underwriters better intelligence to make decisions about submissions.
Prefill key fields to improve submission and eliminate manual data entry
Show “red flag” risk factors before binding policies
Guide coverage and quoting decisions to write more profitable business
Get risk data and scores directly in Guidewire PolicyCenter or your policy administration system of choice
Improve Model Lift
Improve Model Lift
Uncover hidden risk factors that drive loss, and adjust pricing on high-risk customers. HazardHub data is specifically curated to provide predictive lift and back-tested with billions of dollars of contributory premiums and claims.
Use HazardHub data to build robust pricing models
Tailor pricing for customers and charge the appropriate amount to cover risk
Create your own hazard data model using HazardHub data
Prefill and Process with Ease
Prefill and Process with Ease
Enter an address to return a vast amount of information about that business or property. Use HazardHub data to prefill applications and automate processing.
Prepopulate insurance applications for a better customer experience
Set automated accept, decline, and routing rules based on enriched data, risk factors, and risk statuses
Accelerate time-to-quote and time-to-bind; lower your acquisition costs
Sign up for a free HazardHub Property account and test the API.
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